Mortgage & Refinancing Information

On December 20, 2018, the federal government created some protective guidelines for homeowners. These safety measures concern the cash-out VA refinance.

Q: If you have a fixed rate mortgage, why would you ever want to refinance if you plan to stay in the home for duration of mortgage?A: That's a good question.

Continual declines in the refinance share of mortgage originations led to prepay rates dropping to their lowest levels since 2009, according to Black Knight.

Refinance rates were mixed, but one key rate tapered off. The average rate for a 30-year fixed-rate refinance trended down, but the average rate on a 15-year ...

Refinance rates were mixed, but one key rate trended upward. If you're in the market for a mortgage, see how your payments might be affected.

Refinance rates were mixed, but one key rate dropped. The average rate nationwide for a 30-year fixed-rate refinance receded, but the average rate on a ...

Homeowners who snagged a low-interest mortgage in recent years generally avoid refinancing the loan because interest rates are higher now. When they need ...

If you already own a home, it might be time to think about refinancing. According to new data, more than half a million homeowners could lower the mortgage ...

Refinance rates were mixed, but one key rate advanced. If you're in the market for a home loan, see what that means for you.

Refinance rates were mixed, but one key rate climbed. If you haven't locked a refinance yet, see what that means for you.

If you have been wanting to refinance but had a hard time getting approved, 2019 might be your year. Lenders are allowing higher debt-to-income ratios, ...

Refinance rates were mixed, but one key rate dropped. The nationwide average for a 30-year fixed-rate refinance tapered off, but the average rate on a 15-year ...

In 2017 alone, 9645 victims reported real estate fraud, resulting in losses of more than $56.2 million, according to data from the Federal Bureau of Investigation's ...

There is a quiet refinance boom brewing, as mortgage rates sink to 9-month lows. Not since April 2018 have rates been this low. Freddie Mac, in its weekly ...

The partial shutdown of the federal government is causing some financial problems for furloughed workers who can't refinance their mortgages or buy homes ...

Refinance rates were mixed today. If you're in the market for a refi, see how that could affect you.

Mortgage lending at three of the country's biggest banks has fallen off a cliff as customers pivot to online-only options and stop refinancing.

Under the Tax Cuts and Jobs Act, which takes effect for tax filings for the 2018 calendar year, standard deduction increases will likely mean far fewer Americans ...

Several key refinance rates were higher today. The nationwide average for a 30-year fixed-rate refinance cruised higher, but the average rate on a 15-year fixed ...

MoneyTipsThe Shutdown's Housing Market WoesIt's a great time to buy a home, and you're ready. You've saved up a suitable down payment, found a home, ...

Homebuyers returning to the market after the holidays may have been inspired by the drop in rates, but stock market volatility and the government shutdown ...

Mortgage rates continued their retreat, helped by volatility in the financial markets and weakened inflation expectations. According to the latest data released ...

Multiple benchmark refinance rates were down today. If you're in the market for a refinance, see how your future mortgage payments could be affected.

It's Day 24 of the partial government shutdown, but inflation is low, as are jobless claims and mortgage rates. All that and more in Market Update!

The numbers are surprising, given that homebuyers and homeowners looking to refinance could have taken advantage of lower interest rates.

If you're thinking about buying a house soon, there are no doubt plenty of questions that have crossed your mind. One of those questions is probably whether or ...

Millions of Americans are tapping their home equity for cash. That can be risky. Consumer Reports explains what to watch out for and how to choose the right ...

Several benchmark mortgage rates ticked downward today. If you're shopping for a mortgage, see how that could affect you.

Somewhere in this country there are 230 homes with mortgage balances between $10 and $20 million dollars. According to a post written by Arthur Jobe in the ...

Select Commercial Funding announced the below closed transactions. All loan transactions were negotiated by Stephen A. Sobin, president and founder of ...

StorageMart, which operates more than 200 self-storage properties across Canada, the United Kingdom and the United States, is refinancing a large portion of ...

As the U.S. government shutdown continues, federal workers aren't the only ones being impacted. Some homebuyers, along with lenders and real estate agents ...

The average interest rate on a 30-year fixed mortgage fell to 4.55 percent on Dec. 27, 2018, returning interest rate incentive to refinance to approximately ...

Consumer Financial Protection Bureau CFPB assesses Ability-to-Repay and Qualified Mortgage Rule pursuant to Dodd-Frank Act review.

Let us do the heavy lifting for you. Compare rates from multiple lenders with no impact to your credit score. Refinance your mortgage with peace of mind.

Mortgage refinance applications hit an 18-year low. With no major move in interest rates and continued weakness in home affordability, there was not a lot of ...

This handy mortgage refinance checklist tells you what you need to do before refinancing. Get your paperwork in order and know your refinance goals to speed ...

MassHousing is providing $50 million in affordable housing financing to Related Companies, to refinance and renovate Chestnut Park Apartments in Springfield.

A sharp rise in mortgage interest rates took its toll on the lending business last week. Mortgage application volume fell 1.8 percent for the week, according to the ...

The D.C. metro area has the highest CMBS delinquency rate in the country, with 4.59 percent of its structured finance loans late to pay.

REAL ESTATE MATTERS | If you can lower your interest rate, that's good. But you also have to look at your monthly payment. Will your new monthly payment be ...

A significant drop in mortgage interest rates was not enough to entice homeowners to refinance their loans last week.

Mortgage customers will be shackled to their lender in 2019 as it becomes tougher than ever to refinance and save, industry experts have warned.

Refinancing activity plunged to the lowest level since 2000 as interest rates rise.

You can apply for a mortgage refinance in person, over the phone or online. Just make sure that the company is legitimate before providing personal information ...

Refinance rates were mixed today. See what that means for you if you're in the market for a mortgage.

Natty Light is stepping up its commitment to help reduce student loan debt - including potentially yours. Natty Light (a light beer also known as Natural Light and ...

Import prices fall 1.0 percent in December; Core import prices unchanged; Export prices drop 0.6 percent.

Refinance rates were mixed today. See what that means for you if you're in the market for a mortgage.

By Martin North, Principal Analyst at Digital Finance Analytics: The latest data from our surveys indicates that around 40% of loan applications for mortgages ...

Refinance rates were mixed, but one key rate declined. If you're shopping for a mortgage, see how your payments might be affected.

Refinancing at the right time can save you thousands of dollars a year.

Credible made a name for themselves in student loans. They are the first and largest marketplace for people looking to refinance their student loans. Borrowers ...

Millennials are meeting the challenging environment of tight supply and rising home prices head on with this type of mortgage loan.

Rep. Slotkin released a letter yesterday that she sent to Secretary of Education, Betsy DeVos, asking her to proactively work with student loan providers to help ...

Refinance rates were mixed, but one key rate climbed. If you're shopping for a mortgage, see how your payments might be affected.

You're young, you're healthy, you have years of living ahead of you -- why would you need life insurance? Here's when you may want to consider it.

You probably have a number of ways to pay off a mortgage faster. You can refinance to a shorter term, pay more on your existing mortgage or free up your ...

If you're wondering when to refinance, consider your objectives and see if you'll pay less interest, reduce your payment, or lower your overall costs.

In a cash-out refinance mortgage, you take a loan against your home in excess of what you owe, leaving you with cash available to spend. Adding to the debt ...

Many homeowners refinance for lower payments or interest rates. Here's what you need to know about your options and some pitfalls.

Several closely watched refinance rates trended down today. If you're shopping for a refinance, see how that could affect you.

Refinance rates were mixed today. If you haven't locked a refinance yet, see what that means for you.

Refinance rates were mixed, but one key rate dropped. If you're in the market for a mortgage, see how your payments might be affected.

An increase in refinance activity in the period after Columbus Day drove mortgage applications 4.9% higher from one week earlier, according to the Mortgage ...

By Trevor Clawson. Imagine for a moment that you're shopping for shoes. You see a pair costing £100 and a swift glance at your bank account confirms that you ...

Travelers could face long lines at Newark Airport because of TSA employees calling out sick, and the Paterson Great Falls visitor center is closed.

If you want to pull equity out of your home in 2019, check out this list of best cash-out refinance lenders. Because mortgage rates and costs for cash-out ...

If any of these scenarios apply to you, you may want to look into refinancing.

Millennial homebuyers are taking out larger FHA-backed mortgage loans year-over-year, according to November data from the Ellie Mae Millennial Tracker.

Refinance rates were mixed, but one key rate increased. The average rate for a 30-year fixed-rate refinance advanced, but the average rate on a 15-year fixed ...

Cash-out refinance Texas rules for homeowners in Texas. Texas cash-out refinancing is different from other states and you'd better know the rules before taking ...

As mortgage rates recently hit their highest point in seven years, closed refinances fell back to their low point of 2018, according to Ellie Mae.

Refinancing your mortgage can be a great way to save on your monthly payment or to change up the terms of your loan. However, while it's a financial move that ...

Rocket Mortgage from Quicken Loans lets you apply for a mortgage in minutes using nothing more than a smartphone app.

Several key refinance rates declined today. See what that means for your refinance chances.

Are there minimum mortgage amounts to buy or refinance a home? Not according to most official program guidelines, but most lenders do set minimum amounts ...

Several key refinance rates declined today. If you're shopping for a mortgage, see how your payments might be affected.

Refinance rates were mixed today. If you're in the market for a home loan, see how your payments might be affected.

How long does it take to refinance a mortgage? Refinancing should take anywhere from 30 to 45 days on average, although that can stretch to 60 days if you hit ...

Refinance rates were mixed, but one key rate slid lower. If you're shopping for a refi, see how your payments might be affected.

The best mortgage lender isn't the same for everyone.That's why we compiled a list of best mortgage lenders for first time home buys to those looking for their ...

Multiple key refinance rates declined today. See what that means for your refi.

Refinance rates were mixed, but one key rate advanced. If you're shopping for a home loan, see what that means for you.

Can or should you use a cash-out refinance to buy another home? Maybe, if that's the most cost-effective source of a down payment or even the whole purchase ...

Years of low interest rates have let homeowners refinance their mortgages on more favorable terms, or even cash out some of their equity to send a kid to ...

The 30-year fixed-rate average hit a seven-year high last week. But that doesn't mean you still can't get a low rate when buying a home or refinancing a loan.

Do you need a home appraisal to refinance your mortgage? Not necessarily. Here's what you need to know about conforming, USDA, FHA and VA refinances ...

Refinance rates were mixed, but one key rate floated higher. See what that means for your chances of getting a better mortgage rate.

Refinance rates were mixed, but one key rate sunk lower. See what that means for your chances of scoring a killer refi rate.

Even if you were turned down for a mortgage refinance when rates were at their lowest, you may still be able to benefit. Credit scores and home equity are on the ...

The number of mortgage borrowers for whom it made sense to refinance declined by nearly half since the end of last year and is at its lowest since November ...

If you're thinking about refinancing a personal loan, check these factors first.

Mortgage application activity decreased 3.2% from one week earlier as interest rates rose to eight-year highs and refinancings fell to an 18-year low, according ...

Refinancing a jumbo loan, a mortgage over $484350, in most cases, and up to $726525 and even higher in some high-cost areas, can result in big savings and ...

A cash-out refinance can be a great financing option depending on your use of the cash and your financial profile. This calculator will help you determine how ...

A sharp rise in interest rates last week meant far fewer homeowners could benefit from a mortgage refinance.

Finding the best mortgage refinance lender for your situation requires knowing your credit score, shopping more than one lender, negotiating lender fees, ...

Multiple closely watched refinance rates were down today. See what that means for you if you're in the market for a mortgage.

Multiple benchmark refinance rates trended down today. If you're shopping for a refinance, see what that means for you.