Understanding Mortgage Basics

Multiple benchmark refinance rates ticked downward today. If you're in the market for a mortgage, see what that means for you.

Global and domestic economic concerns continue to drive down mortgage rates. According to the latest data released Thursday by Freddie Mac, the 30-year ...

Multiple closely watched refinance rates receded today. If you're in the market for a home loan, see what that means for you.

Mortgage rates seem to be the only thing that's affordable in today's low-inventory, high-priced housing market. This is good news for both homebuyers and ...

Multiple benchmark refinance rates were flat today. If you're in the market for a mortgage, see how your payments might be affected.

Mortgage questions? We've got answers to help boost your confidence when exploring your options, choosing mortgage lenders and managing your home ...

The refinance share edged back down to 34% of all loans in February, down from 35% in January and down from 43% in February 2018, Ellie Mae's Origination ...

There are several common misconceptions of attempting to assume a loan in a divorce.

An interim final rule on VA-guaranteed cash-out refinance loans was published on February 19 to protect borrowers from predatory lenders. The rule executes ...

Mortgage rates continued to slide during the week ended March 15 and the volume of mortgage application activity picked up in response. The Mortgage ...

Mortgage securities may perform worse than government bonds in the coming months after the Federal Reserve said it plans to move more of its debt holdings ...

LendingTree's latest Mortgage Rate Competition Index revealed that borrowers with interest rates under 5% inched forward for the week ending Mar. 5, 2019.

What is FMERR? The Freddie Mac Enhanced Relief Refinance – or FMERR – is for borrowers who want to refinance but have very little or no equity in their ...

The 2004-07 bubble era in U.S. housing markets was a time of utter madness. Much has been written about it, but almost nothing has been said about the ...

In January, slightly lower interest rates led to Millennial homebuyers increasing their requests to refinance their mortgages. In fact, according to Ellie Mae's latest ...

Several benchmark refinance rates moved higher today. See what that means for you if you're in the market for a home loan.

LendingTree's latest Mortgage Rate Competition Index revealed that the number of mortgage borrowers with interest rates under 5% inched forward for the week ...

Several benchmark refinance rates fell today. See what that means for you if you're in the market for a mortgage.

LendingTree's latest Mortgage Rate Competition Index revealed that borrowers with interest rates under 5% reversed course, inching backwards for the week ...

The 30-year fixed-rate average dropped to 4.35 percent, its lowest level in more than a year.

Mortgage fraud risk has risen substantially in recent years as refinance activity has dried up for lenders.

A loan backed by the former Franklin Mills mall in Northeast Philadelphia has been assigned to a company that manages troubled commercial mortgages — a ...

LendingTree's latest Mortgage Rate Competition Index revealed that borrowers with interest rates under 5% slid further for the week ending Feb. 17, 2019.

Multiple key refinance rates fell today. If you haven't locked a refi yet, see how your payments might be affected.

OKLAHOMA CITY - Retired Oklahoma City Police Officer Carl Smith's only crime, his name. “I said, “I said it's bogus!” He spent more than two decades serving ...

While lenders in Fannie Mae's latest quarterly survey were more likely than not to report decreased demand across all mortgage types, they also showed.

The housing space looks promising as mortgage rates drop to the lowest level in a year.

In the years following the financial crisis, mortgage lenders turned their attention to the jumbo mortgage market as high-end clients proved to be a safe and ...

High-end home buyers are turning cautious, according to an article in The Wall Street Journal (WSJ). The publication also stated that this will prove to be a big ...

Mortgage applications slightly moved slightly forward for the week ending on March 15, 2019, according to the latest data from the Mortgage Bankers ...

The move in mortgage rates followed Fed Chairman Jerome Powell's announcement that the central bank would end the so-called runoff of bonds from its ...

Fannie Mae estimates the average 30-year fixed-rate mortgage to hold at 4.4% through 2019 and 2020 due to the overall slowdown in the economy, according ...

Multiple benchmark mortgage rates floated higher today. If you're shopping for a home loan, see what that means for you.

Spring is here, which means peak home buying season is right around the corner. Although it varies from place to place, generally most people start shopping ...

Average mortgage rates rose very slightly yesterday. So slightly, indeed, that your lender may not have bothered adjusting yours, although it may have slightly ...

SAN DIEGO, March 22, 2019 (GLOBE NEWSWIRE) -- Wilshire Quinn Capital, Inc. announced Friday that its private lending fund, the Wilshire Quinn Income ...

High-end home buyers are turning cautious, a blow to banks that refocused their mortgage businesses around wealthy borrowers in the years after the financial ...

Spring is here, which means peak homebuying season is right around the corner. Although it varies from place to place, generally most people start shopping for ...

You're not a criminal. You just want to buy a home with a mortgage. But you could accidentally commit mortgage fraud unless you avoid these mistakes.

The U.S. mortgage delinquency rate increased slightly in February compared with January, rising to 3.69% of all mortgages, according to Black Knight's First ...

The second-largest mortgage real-estate investment trust, AGNC Investment, conjures up yield from what may be the most perverse securities in the bond ...

Payment burdens are easing for hundreds of thousands of borrowers.

Mortgage rates were driven down this week by weak economic data and concerns about global growth. According to the latest data released Thursday by ...

Let us do the heavy lifting for you. Compare rates from multiple lenders with no impact to your credit score. Refinance your mortgage with peace of mind.

Some 2.43 million homeowners can reduce their mortgage interest rate by refinancing, according to a recent mortgage report by Black Knight, a mortgage data ...

This handy mortgage refinance checklist tells you what you need to do before refinancing. Get your paperwork in order and know your refinance goals to speed ...

Mortgage refinance applications hit an 18-year low. With no major move in interest rates and continued weakness in home affordability, there was not a lot of ...

You've probably heard that refinancing your mortgage can save you money. While that's true in many cases, refinancing needs be done at the right time in order ...

Her Majesty the Queen in Right of the Province of Alberta as represented by Alberta Investment Management Corp lowered its position in shares of TFS ...

NEW YORK (AP) — So much for those worries about rising interest rates.Just a few months ago, rising rates were bearing down on everyone from home buy.

New Residential Investment (NRZ) is technically a mortgage REIT, but the firm doesn't simply buy.

REAL ESTATE MATTERS | For a home-run refinance, try to find a deal that helps you do these four things: lower your interest rate, shorten your loan term, lower ...

The scheduled foreclosure sale of Clark Tower Friday was postponed until noon on April 26, two days after the office skyscraper's owner and trustee for lenders ...

Homeowners who snagged a low-interest mortgage in recent years generally avoid refinancing the loan because interest rates are higher now. When they need ...

Faster economic growth, interest rate hikes and a lower corporate tax rate proved very favorable for commercial banks in 2018. Loan growth was stable.

You can apply for a mortgage refinance in person, over the phone or online. Just make sure that the company is legitimate before providing personal information ...

Refinance rates were mixed, but one key rate trended down. If you haven't locked a refi yet, see how your payments might be affected.

There is a quiet refinance boom brewing, as mortgage rates sink to 9-month lows. Not since April 2018 have rates been this low. Freddie Mac, in its weekly ...

You probably have a number of ways to pay off a mortgage faster. You can refinance to a shorter term, pay more on your existing mortgage or free up your ...

Refinance rates were mixed, but one key rate floated higher. See what that means for your chances of getting a better mortgage rate.

Refinance rates were mixed today. If you're in the market for a refi, see how that could affect you.

Refinance rates were mixed, but one key rate slid lower. If you haven't locked a refinance yet, see how your finances could be affected.

If you have been wanting to refinance but had a hard time getting approved, 2019 might be your year. Lenders are allowing higher debt-to-income ratios, ...

Refinance rates were mixed, but one key rate trended upward. If you're in the market for a mortgage, see how your payments might be affected.

Refinance rates were mixed, but one key rate decreased. If you're in the market for a home loan, see how your payments might be affected.

Q: I was offered a mortgage “recast” and I need help evaluating if it is a sound financial move. My home is worth $250,000. I owe about $68,000, as I have been ...

Several benchmark refinance rates decreased today. See what that means for your refinance.

Refinance rates were mixed today. See what that means for you if you're in the market for a home loan.

A significant drop in mortgage interest rates was not enough to entice homeowners to refinance their loans last week.

Refinance rates were mixed today. If you're shopping for a mortgage, see how your payments might be affected.

Mortgage applications decreased 1.8% from one week earlier as refinance submissions fell to their lowest in nearly 18 years, according to the Mortgage Bankers ...

Refinance rates were mixed, but one key rate declined. If you're shopping for a mortgage, see how your payments might be affected.

Multiple benchmark refinance rates tapered off today. If you're in the market for a mortgage, see how your payments might be affected.

Credible made a name for themselves in student loans. They are the first and largest marketplace for people looking to refinance their student loans. Borrowers ...

Evidently many mortgage borrowers fail to understand that mortgage refinances have a variety of possible purposes, and their success depends on a variety of ...

Multiple key refinance rates ticked downward today. If you haven't locked a refi yet, see how that could affect you.

Multiple closely watched refinance rates notched higher today. If you're shopping for a refi, see how your finances could be affected.

Multiple key refinance rates slid lower today. If you're shopping for a home loan, see how your payments might be affected.

Refinance rates were mixed, but one key rate climbed higher. If you're shopping for a mortgage, see what that means for you.

Several closely watched refinance rates dropped today. See what that means for you if you're in the market for a mortgage.

Multiple closely watched refinance rates moved higher today. If you're in the market for a home loan, see how your payments might be affected.

Refinance rates were mixed, but one key rate climbed. If you're shopping for a mortgage, see how your payments might be affected.

Many homeowners refinance for lower payments or interest rates. Here's what you need to know about your options and some pitfalls.

Refinance rates were mixed today. If you haven't locked a refinance yet, see what that means for you.

Refinancing activity plunged to the lowest level since 2000 as interest rates rise.

Several benchmark refinance rates held steady today. See what that means for you if you're in the market for a mortgage.

Multiple benchmark refinance rates notched higher today. See what that means for your chances of scoring a killer refi rate.

Refinancing your mortgage can be a great way to save on your monthly payment or to change up the terms of your loan. However, while it's a financial move that ...

As the partial government shutdown drags on with no end in sight, furloughed federal workers are faced with mounting financial obligations and a variety of relief ...

Considering a cash-out refinance for renovation? Here's what you need to know about options for financing home improvements.

Can or should you use a cash-out refinance to buy another home? Maybe, if that's the most cost-effective source of a down payment or even the whole purchase ...

Multiple benchmark refinance rates moved higher today. See what that means for your refinance chances.

Multiple closely watched refinance rates were down today. If you're in the market for a refinance, see how that could affect you.

Refinance rates were mixed, but one key rate declined. If you haven't locked a refi yet, see how your payments might be affected.

Several closely watched refinance rates advanced today. If you're in the market for a mortgage, see how your payments might be affected.

If you want to pull equity out of your home in 2019, check out this list of best cash-out refinance lenders. Because mortgage rates and costs for cash-out ...

Refinance rates were mixed, but one key rate dropped. If you're in the market for a mortgage, see how your payments might be affected.

Refinance rates were mixed, but one key rate moved higher. If you're in the market for a mortgage, see what that means for you.

Cash-out refinance Texas rules for homeowners in Texas. Texas cash-out refinancing is different from other states and you'd better know the rules before taking ...

Do you need a home appraisal to refinance your mortgage? Not necessarily. Here's what you need to know about conforming, USDA, FHA and VA refinances ...