Home Equity Loans 101

1. Mortgage refinancing jumps as rates tumble but loans for home purchases drop again  USA TODAY
2. With interest rates at 2019 lows, how to decide whether to refinance your mortgage  MarketWatch
3. Mortgage refinances surge 8%, as rates fall to the lowest level since January 2018  CNBC
4. Refinance rates flat for Wednesday  Bankrate.com
5. Lower Mortgage Loan Rates Boost Refinancing Applications  24/7 Wall St.
6. View full coverage on Google News

Thinking of refinancing your mortgage to lower your rate or monthly payment? Here are the pros and cons to consider to help you decide.

The 30-year fixed-rate average matched its lowest level of the year, dropping to 4.06 percent.

Refinance rates were mixed, but one key rate ticked up. If you're shopping for a mortgage, see how your payments might be affected.

The era of plentiful refinance volume is over for the foreseeable future, because mortgage rates remained in a very narrow band for the past decade, said ...

Find out if you can use a mortgage refinance loan to pay down debt -- and if it's a good idea to do so.

Several closely watched refinance rates decreased today. Average rates nationwide for 30-year fixed and 15-year fixed refinances both ticked downward.

Several closely watched refinance rates ticked downward today. If you're shopping for a mortgage, see what that means for you.

Refinance rates were mixed, but one key rate ticked up. See what that means for you if you're in the market for a mortgage.

A volatile week in the financial markets had little effect on mortgage rates. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate ...

Several closely watched refinance rates dropped today. If you're shopping for a home loan, see what that means for you.

It's important to remember that you have options when it comes to your mortgage and trying to predict interest rate movements. The options, however, get more ...

Refinancing a reverse mortgage may be best for adding a spouse to the loan, getting a better interest rate or accessing more home equity.

Refinance rates were mixed, but one key rate ticked downward. If you're shopping for a refi, see how your future mortgage payments could be affected.

Refinance rates were mixed, but one key rate climbed higher. See what that means for you if you're in the market for a home loan.

When economists were making predictions for higher rates at the end of 2018, the possibility of a trade war with China was not high on their list of concerns.

After a month of increases, mortgage rates retreated this week. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average ...

Concerns about the U.S.-China trade feud pushed mortgage rates lower this week. According to data released Thursday by Freddie Mac, the 30-year fixed-rate ...

Several benchmark mortgage rates slid lower today. If you're shopping for a home loan, see how your future mortgage payments could be affected.

Mortgage hunters were not particularly impressed with the latest drop in interest rates. Mortgage application volume dropped 0.6% last week from the previous ...

Several closely watched refinance rates trended down today. See what that means for you if you're in the market for a mortgage.

Offers concrete examples of how refinancing your mortgage at a lower rate can increase your interest payments. Gives two reasons for this: The sacrifice of the.

It may be the heart of the spring housing season, but the mortgage market isn't seeing big business.

Several key refinance rates dropped today. If you're shopping for a home loan, see what that means for you.

Multiple benchmark refinance rates tapered off today. The average rates for 30-year fixed and 15-year fixed refinances both slid down. The average rate on ...

Several benchmark refinance rates ticked downward today. The average rates for 30-year fixed and 15-year fixed refinances both tapered off. Meanwhile, the ...

Multiple closely watched refinance rates trended upward today. See what that means for your refinance chances.

Several closely watched mortgage rates decreased today. If you're in the market for a mortgage, see how your payments might be affected.

Refinancing an existing reverse mortgage into a new and potentially better one could be an option that works for some senior homeowners, but it's not a ...

MBA says they're keeping an eye on trade disputes affecting demand for housing.

Wholesale and correspondent lender Plaza Home Mortgage has announced a new High-Balance Access loan program that allows borrowers to qualify for ...

Favorable mortgage rates are expected to boost homebuyer affordability for the remainder of 2019, according to Freddie Mac's April Forecast. According to the ...

Multiple key refinance rates climbed today. See what that means for your refinance.

Several key mortgage rates ticked up today. See how that could affect your mortgage payments.

Several closely watched mortgage rates trended down today. If you haven't locked yet, see how your finances could be affected.

SAN DIEGO, May 24, 2019 -- Wilshire Quinn Capital, Inc. announced Friday that its private lending fund, the Wilshire Quinn Income Fund, has provided a ...

Austin-based Aspen Heights and partner Safanad, a global investment firm with offices in New York, London and Dubai, have refinanced a construction loan for ...

You want to buy a home, but you haven't been saving for one. You want to retire near the typical retirement age, but you haven't been saving for that, either.

When you are ready to refinance a mortgage, one thing to you may wonder is should I Refinance My 15 Yr Mortgage to a 30 Yr Mortgage? Read her to find out.

Multiple benchmark mortgage rates tapered off today. If you're shopping for a home loan, see how your finances could be affected.

Mortgage rates showed no clear direction today, but one key rate sunk lower. See what that means for you if you're in the market for a home loan.

The 10-year Treasury yield has major implications for the stock and housing markets.

New research shows that disparities in housing contribute to disparities in one of the most common chronic diseases afflicting children.

Kenya's first mortgage refinancing company that will make it easier for banks to access long-term funds for cheaper home loans will be launched today after 20 ...

Dear Mr. Premack: Do I need to file this power of attorney with the county clerk? My 19-year-old grandson made me a power of attorney. His mother, my daughter ...

Last week's massive dip in mortgage rates apparently pushed homeowners into action. According to new data from the Mortgage Bankers Association, ...

Succinct Summation of Week's Events 5.24.19 - Succinct Summations for the week ending May 24th, 2019 Positives: 1. All things considered, this week could ...

Housing economists were left scratching their heads this week over a National Association of Realtors report showing U.S. existing home sales fell in April. In the ...

A no-closing-cost mortgage conserves cash upfront when borrowers buy or refinance a home, but you will pay more interest over the life of the loan.

Refinancing a small business loan, compared with a mortgage, has a few more steps and may require as much documentation as your initial business loan.

A turnaround in interest rates turned borrowers back on their heels last week, deflating a quick boom in refinance demand.

Low mortgage rates have many people thinking about buying a new home or refinancing their current mortgage.

Some 2.43 million homeowners can reduce their mortgage interest rate by refinancing, according to a recent mortgage report by Black Knight, a mortgage data ...

While regulation and nonbank competition are spooking some banks, others believe low funding costs and the right relationships can help them succeed.

Let us do the heavy lifting for you. Compare rates from multiple lenders with no impact to your credit score. Refinance your mortgage with peace of mind.

Whether you've owned your home for a short time or you've had your mortgage a bit longer, a mortgage refinance involves careful consideration. After all, you'll ...

Q: My grandparents passed away years ago. Then, last year, my mother passed.My grandparents owned a home, and I paid a title company to complete a title ...

You've probably heard that refinancing your mortgage can save you money. While that's true in many cases, refinancing needs be done at the right time in order ...

REAL ESTATE MATTERS | For a home-run refinance, try to find a deal that helps you do these four things: lower your interest rate, shorten your loan term, lower ...

This handy mortgage refinance checklist tells you what you need to do before refinancing. Get your paperwork in order and know your refinance goals to speed ...

A substantial drop in interest rate on a fixed rate mortgage could save you money with a refinance. But you must factor in closing costs on the transaction.

Refinance rates were mixed today. If you haven't locked a refi yet, see how your future mortgage payments could be affected.

Homeowners who snagged a low-interest mortgage in recent years generally avoid refinancing the loan because interest rates are higher now. When they need ...

Refinance rates were mixed today. See what that means for you if you're in the market for a mortgage.

Mortgage refinance applications hit an 18-year low. With no major move in interest rates and continued weakness in home affordability, there was not a lot of ...

Mortgage rates seem to be the only thing that's affordable in today's low-inventory, high-priced housing market. This is good news for both homebuyers and ...

Multiple benchmark refinance rates were flat today. If you're in the market for a mortgage, see how your payments might be affected.

Homeowners throughout the country are looking to refinance their mortgages thanks to lower borrowing costs, contributing to a sharp government bond rally.

f you refinanced your home mortgage last year, you may be in line for some often-overlooked tax deductions on your yet-to-be-filed 2018 Form 1040.

A number of local, state and federal programs offer eligible teachers steep discounts on homes and attractive mortgage terms.

Millions of homeowners could now save each month on their mortgage payments, according to a new report. That's because they're suddenly “in the money” to ...

Multiple closely watched refinance rates notched higher today. See what that means for you if you're in the market for a home loan.

Refinance rates were mixed, but one key rate declined. If you're in the market for a mortgage, see what that means for you.

Refinance rates were mixed, but one key rate declined. See what that means for you if you're in the market for a home loan.

Refinance rates were mixed, but one key rate slid lower. See what that means for you if you're in the market for a home loan.

There is a quiet refinance boom brewing, as mortgage rates sink to 9-month lows. Not since April 2018 have rates been this low. Freddie Mac, in its weekly ...

Refinance rates were mixed, but one key rate trended down. If you're shopping for a refi, see how that could affect you.

You can apply for a mortgage refinance in person, over the phone or online. Just make sure that the company is legitimate before providing personal information ...

The Freddie Mac Relief Refinance Program (FMERR) allows homeowners to refinance with little or no home equity. Home value dropped since you purchased?

Several key refinance rates floated higher today. See what that means for you if you're in the market for a home loan.

Evidently many mortgage borrowers fail to understand that mortgage refinances have a variety of possible purposes, and their success depends on a variety of ...

You probably have a number of ways to pay off a mortgage faster. You can refinance to a shorter term, pay more on your existing mortgage or free up your ...

Multiple key refinance rates notched higher today. See what that means for your refinance.

Several closely watched refinance rates notched higher today. If you're shopping for a home loan, see how your payments might be affected.

Mortgage applications increased last week but unlike the prior period, it was driven by refinance volume as interest rates fell to a one-year low, according to the ...

Several closely watched refinance rates notched higher today. If you're in the market for a home loan, see what that means for you.

Multiple closely watched refinance rates trended upward today. If you're in the market for a refi, see how your future mortgage payments could be affected.

Multiple benchmark refinance rates sunk lower today. If you're in the market for a mortgage, see what that means for you.

If you have been wanting to refinance but had a hard time getting approved, 2019 might be your year. Lenders are allowing higher debt-to-income ratios, ...

If mortgage rates fall below 4%, it could more than double the dollar volume of agency mortgages exposed to refinancing incentive, analysts at Keefe, Bruyette ...

Q: I was offered a mortgage “recast” and I need help evaluating if it is a sound financial move. My home is worth $250,000. I owe about $68,000, as I have been ...

Three percent mortgage rates are a real possibility in 2019, and in fact, already here for some borrowers, according to The Mortgage Reports daily survey.

Mortgage applications decreased 1.8% from one week earlier as refinance submissions fell to their lowest in nearly 18 years, according to the Mortgage Bankers ...

Multiple benchmark refinance rates fell today. The nationwide average for a 30-year fixed-rate refinance ticked downwards, but the average rate on a 15-year ...

Refinance rates were mixed, but one key rate fell. The average for a 30-year fixed-rate refinance trended down, but the average rate on a 15-year fixed refinance ...

In January, slightly lower interest rates led to Millennial homebuyers increasing their requests to refinance their mortgages. In fact, according to Ellie Mae's latest ...

TFS Financial (NASDAQ:TFSL) was upgraded by investment analysts at BidaskClub from a “sell” rating to a “hold” rating in a research report issued to clients ...

While millions of mortgage-holding Aussies wait with bated breath over the next Reserve Bank of Australia (RBA) cash rate decision, some lenders are taking ...

There has been a mini surge in mortgage and refinancing applications spurred by falling mortgage rates, the Wall Street Journal reports.

If your second mortgage rate is too high, you have many options. The trick is to identify the best one. Here's how you can do that.