Home Equity Loans 101

The Fannie Mae High LTV Refi Option (HLRO) can help borrowers who want lower mortgage rates but do not have enough equity for traditional loan programs.

Multiple benchmark refinance rates ticked downward today. If you're in the market for a mortgage, see what that means for you.

Mortgage rates seem to be the only thing that's affordable in today's low-inventory, high-priced housing market. This is good news for both homebuyers and ...

Global and domestic economic concerns continue to drive down mortgage rates. According to the latest data released Thursday by Freddie Mac, the 30-year ...

Multiple benchmark refinance rates were flat today. If you're in the market for a mortgage, see how your payments might be affected.

Multiple closely watched refinance rates receded today. If you're in the market for a home loan, see what that means for you.

Multiple key refinance rates ticked downward today. If you're shopping for a refinance, see how your payments might be affected.

An interim final rule on VA-guaranteed cash-out refinance loans was published on February 19 to protect borrowers from predatory lenders. The rule executes ...

Mortgage questions? We've got answers to help boost your confidence when exploring your options, choosing mortgage lenders and managing your home ...

What is FMERR? The Freddie Mac Enhanced Relief Refinance – or FMERR – is for borrowers who want to refinance but have very little or no equity in their ...

LendingTree's latest Mortgage Rate Competition Index revealed that borrowers with interest rates under 5% inched forward for the week ending Mar. 5, 2019.

Multiple key refinance rates fell today. If you haven't locked a refi yet, see how your payments might be affected.

Several benchmark refinance rates moved higher today. See what that means for you if you're in the market for a home loan.

LendingTree's latest Mortgage Rate Competition Index revealed that the number of mortgage borrowers with interest rates under 5% inched forward for the week ...

In January, slightly lower interest rates led to Millennial homebuyers increasing their requests to refinance their mortgages. In fact, according to Ellie Mae's latest ...

LendingTree's latest Mortgage Rate Competition Index revealed that borrowers with interest rates under 5% reversed course, inching backwards for the week ...

Mortgage rates are at the lowest in more than a year, with the 30-year fixed rate now averaging 4.28%.

The 2004-07 bubble era in U.S. housing markets was a time of utter madness. Much has been written about it, but almost nothing has been said about the ...

The mortgage industry saw a decline in mergers and acquisitions last year due to low profits and high origination costs, according to the Kroll Bond Rating ...

Mortgage fraud risk has risen substantially in recent years as refinance activity has dried up for lenders.

Spring is here, which means peak home buying season is right around the corner. Although it varies from place to place, generally most people start shopping ...

NORTH ATTLEBORO, Mass., March 25, 2019-- Envision Bank& Mortgage continues to expand the communities we serve with the opening of four mortgage.

Just as many millennials enter their home-buying years, the labor market is strong and interest rates are low.

According to the latest survey conducted by Freddie Mac, mortgage rates continue to drop. They have fallen steadily thus far in 2019.

Multiple benchmark mortgage rates floated higher today. If you're shopping for a home loan, see what that means for you.

Mortgage rates were mixed today. The average for a 30-year fixed-rate mortgage held steady, but the average rate on a 15-year fixed dropped. On the ...

Several key mortgage rates slid lower today. The average for a 30-year fixed-rate mortgage decreased, but the average rate on a 15-year fixed were higher.

A loan backed by the former Franklin Mills mall in Northeast Philadelphia has been assigned to a company that manages troubled commercial mortgages — a ...

The move in mortgage rates followed Fed Chairman Jerome Powell's announcement that the central bank would end the so-called runoff of bonds from its ...

The second-largest mortgage real-estate investment trust, AGNC Investment, conjures up yield from what may be the most perverse securities in the bond ...

Let us do the heavy lifting for you. Compare rates from multiple lenders with no impact to your credit score. Refinance your mortgage with peace of mind.

Some 2.43 million homeowners can reduce their mortgage interest rate by refinancing, according to a recent mortgage report by Black Knight, a mortgage data ...

The housing space looks promising as mortgage rates drop to the lowest level in a year.

Mortgage refinance applications hit an 18-year low. With no major move in interest rates and continued weakness in home affordability, there was not a lot of ...

This handy mortgage refinance checklist tells you what you need to do before refinancing. Get your paperwork in order and know your refinance goals to speed ...

You've probably heard that refinancing your mortgage can save you money. While that's true in many cases, refinancing needs be done at the right time in order ...

REAL ESTATE MATTERS | For a home-run refinance, try to find a deal that helps you do these four things: lower your interest rate, shorten your loan term, lower ...

Homeowners who snagged a low-interest mortgage in recent years generally avoid refinancing the loan because interest rates are higher now. When they need ...

Zero increases for Fed Funds in 2019, and no more sales of bonds after September: That's the latest monetary policy guidance from the US Federal Reserve.

You can apply for a mortgage refinance in person, over the phone or online. Just make sure that the company is legitimate before providing personal information ...

Refinance rates were mixed, but one key rate trended down. If you haven't locked a refi yet, see how your payments might be affected.

Refinance rates were mixed, but one key rate sunk lower. See what that means for your chances of scoring a killer refi rate.

Payment burdens are easing for hundreds of thousands of borrowers.

Refinance rates were mixed today. If you're in the market for a refi, see how that could affect you.

A significant drop in mortgage interest rates was not enough to entice homeowners to refinance their loans last week.

There is a quiet refinance boom brewing, as mortgage rates sink to 9-month lows. Not since April 2018 have rates been this low. Freddie Mac, in its weekly ...

Refinance rates were mixed, but one key rate floated higher. See what that means for your chances of getting a better mortgage rate.

Nearly half of the home loans in a €620m mortgage portfolio being refinanced by private equity firm Lone Star are on interest-only terms, leaving the 770 ...

You probably have a number of ways to pay off a mortgage faster. You can refinance to a shorter term, pay more on your existing mortgage or free up your ...

Refinance rates were mixed, but one key rate trended upward. If you're in the market for a mortgage, see how your payments might be affected.

If you have been wanting to refinance but had a hard time getting approved, 2019 might be your year. Lenders are allowing higher debt-to-income ratios, ...

Refinance rates were mixed, but one key rate decreased. If you're in the market for a home loan, see how your payments might be affected.

Q: I was offered a mortgage “recast” and I need help evaluating if it is a sound financial move. My home is worth $250,000. I owe about $68,000, as I have been ...

Refinance rates were mixed today. See what that means for you if you're in the market for a mortgage.

Refinance rates were mixed today. If you're shopping for a mortgage, see how your payments might be affected.

Credible made a name for themselves in student loans. They are the first and largest marketplace for people looking to refinance their student loans. Borrowers ...

Refinance rates were mixed, but one key rate declined. If you're shopping for a mortgage, see how your payments might be affected.

A sharp rise in mortgage interest rates took its toll on the lending business last week. Mortgage application volume fell 1.8 percent for the week, according to the ...

Evidently many mortgage borrowers fail to understand that mortgage refinances have a variety of possible purposes, and their success depends on a variety of ...

There are a few details about your mortgage that you'll want to negotiate with your lender, and the amortization is one of them.

Dear Rick: I have a question that I hope you can help me with. Currently, I am divorced and I have been renting a home. My landlord has offered to sell me the ...

Multiple benchmark refinance rates tapered off today. If you're in the market for a mortgage, see how your payments might be affected.

Refinance rates were mixed, but one key rate climbed higher. If you're shopping for a mortgage, see what that means for you.

Multiple key refinance rates ticked downward today. If you haven't locked a refi yet, see how that could affect you.

Several closely watched refinance rates dropped today. See what that means for you if you're in the market for a mortgage.

Refinance rates were mixed, but one key rate climbed. If you're shopping for a mortgage, see how your payments might be affected.

Can or should you use a cash-out refinance to buy another home? Maybe, if that's the most cost-effective source of a down payment or even the whole purchase ...

Refinance rates were mixed today. If you haven't locked a refinance yet, see what that means for you.

Multiple benchmark refinance rates notched higher today. See what that means for your chances of scoring a killer refi rate.

Many homeowners refinance for lower payments or interest rates. Here's what you need to know about your options and some pitfalls.

Refinancing your mortgage can be a great way to save on your monthly payment or to change up the terms of your loan. However, while it's a financial move that ...

NEW YORK (AP) — So much for those worries about rising interest rates.Just a few months ago, rising rates were bearing down on everyone from home buyers ...

Refinancing activity plunged to the lowest level since 2000 as interest rates rise.

As the partial government shutdown drags on with no end in sight, furloughed federal workers are faced with mounting financial obligations and a variety of relief ...

Here are some of what Mark Ellis - Sydney Property Valuations will let you know about how to determine the value of your home.

Multiple benchmark refinance rates moved higher today. See what that means for your refinance chances.

Multiple closely watched refinance rates trended down today. See what that means for your refinance chances.

Several closely watched refinance rates advanced today. If you're in the market for a mortgage, see how your payments might be affected.

When freshman state Sen. Lindsey Williams, a Democrat from West View, learned Philadelphia Sen. Vincent Hughes was crafting a bill to tackle student debt ...

A union can trigger changes to a borrower's loan payments and related tax breaks, among other things.

If you want to pull equity out of your home in 2019, check out this list of best cash-out refinance lenders. Because mortgage rates and costs for cash-out ...

Refinance rates were mixed, but one key rate dropped. If you're in the market for a mortgage, see how your payments might be affected.

Refinance rates were mixed, but one key rate moved higher. If you're in the market for a mortgage, see what that means for you.

Several key refinance rates dropped today. If you haven't locked a refi yet, see how your finances could be affected.

Just like your car, sometimes your mortgage is due for a trade-in. You might find a new model with improved options that will save you money or fit better wi...

Considering a cash-out refinance for renovation? Here's what you need to know about options for financing home improvements.

Cash-out refinance Texas rules for homeowners in Texas. Texas cash-out refinancing is different from other states and you'd better know the rules before taking ...

Refinance rates were mixed, but one key rate dropped. If you haven't locked a refinance yet, see how your payments might be affected.

Do you need a home appraisal to refinance your mortgage? Not necessarily. Here's what you need to know about conforming, USDA, FHA and VA refinances ...

Navient (NASDAQ:NAVI) and Federal Agricultural Mortgage (NYSE:AGM) are both finance companies, but which is the superior investment? We will contrast the ...

Several closely watched refinance rates rose today. If you're in the market for a mortgage, see what that means for you.

Refinance rates were mixed, but one key rate declined. If you haven't locked a refi yet, see how your payments might be affected.

Even if you were turned down for a mortgage refinance when rates were at their lowest, you may still be able to benefit. Credit scores and home equity are on the ...

Just a year after launching, a mortgage lender specialising in non-resident mortgages is being wound down and will not proceed with any loan applications ...

Are there minimum mortgage amounts to buy or refinance a home? Not according to most official program guidelines, but most lenders do set minimum amounts ...

Several benchmark refinance rates held steady today. See what that means for you if you're in the market for a mortgage.

In this article: In most cases, interest rates for home equity loans and lines of credit are higher than those of traditional first mortgages. And home equity financing ...

If you're wondering when to refinance, consider your objectives and see if you'll pay less interest, reduce your payment, or lower your overall costs.

Tapping the equity in your home to get cash can be a smart move, but only if the cash is used for the right purpose.

It's an age-old question: Should you get a cash-out refinance (but be placed into a higher rate) or get a HELOC? The better option in some cases, surprisingly, ...