Mortgage & Refinancing Information

Luxury Real Estate Information


Rancho Palos Verdes, California Homes
Palos Verdes, California Homes
South Bay, California Homes
Luxury Mexican Beachfront Homes

Featured Properties


Oceanfront Estate Near Trump National

Related Information


Loan Information
Real Estate Information
Mortgage Refinance Information

Mortgage Glossary of Terms


A brief list of some of the most common Mortgage terms.

Adverse Credit
The term used if the borrower has a poor credit history. This could include previous mortgage or loan arrears, bankruptcy or CCJ's. Otherterms used to describe an adverse credit mortgage include:

  • Bad credit mortgage
  • Poor credit mortgage
  • Non status mortgage
  • Credit impaired mortgage
  • No credit mortgage
  • Low credit score mortgage

APR (Annual Percentage Rate)
The interest rate reflecting the cost of a mortgage as a yearly rate. The APR provides home buyers with the ability to compare different types of mortgages based on the annual cost of each.

Arrangement Fee
The fee you pay your Lender in return for them providing you with a mortgage. Usually paid on completion or with your application, these fees usually apply when you take out a fixed rate, discount or cashback mortgage.

AST (Assured Shorthold Tenancy)
A form of tenancy that gives the landlord the right to repossess their property after a set amount of time laid out in the tenancy agreement. New tenancies are automatically ASTs unless otherwise stated.

Assured tenancy
The landlord can charge a market rent (the current rate for similar property in that area) and take back the property under certain conditions, as set out in the Housing Acts of 1988 and 1996.

Bridging Loan/Finance
Short term loan to enable the purchase of one property before the sale of another essentially releasing funds that are required for the purchase. You should always consult a professional before considering any bridgingfinance as it could be a solution that is worse than the problem.

Brokers Fee
A fee charged by an intermediary or advisor for locating the most appropriate mortgage for the borrower.

Buildings insurance
Insurance you can take out when you buy a property that will cover thecost of any damage to the house and or contents..

Buy to Let
A mortgage meant for those who wish to purchase a property to rent out to others. The decision on whether you are able to repay this type of mortgage is often based up on the future rental income from the property rather than the personal income of you the borrower.

CCJ (County Court Judgment)
A judgement reached in the County Court generally realted to non payment of a loan, mortgage etc debt in general. If you pay off the debt, the CCJ will be satisfied and a note is put on your records that states this.

Chain
A housing 'chain' made up of a number of buyers and sellers, essentially the line of buyers and sellers involved in each house move.

Charge
Any right or interest, especially with a mortgage, to which a freehold or leasehold property may be held. Basically a charge is the claim the lender has on the property until the mortgage or loan is satisfied.

Completion
The term used when the seller and buyer exchange the finances requiredto buy a property through their respective solicitors. At exchange of contractsa deposit, usually 10%, will have been paid. At this point the buyerbecomes legal owner of the property.

Conveyance
The legal process in which ownership of the property is transferredfrom the seller to the buyer. Generally undertaken by a solicitor,or licensed conveyancer.

Early redemption fee
If you decide that you want to sell your property or remortgage thenyou will be redeeming you mortgage early. Most lenders charge a penalty fee,especially during any period of a fixed, capped or discounted rate. Be sureyou are clear about any potential penalties when you are about to take on a mortgage.

Equity and negative equity
The amount of value in a property that isn't covered by a mortgage - simply take the amount of the mortgage from the valuation to work out the equity. This is where the money you owe on the mortgage is greater than the value of your property.

Exchange of contracts
The contract is a written agreement that lays out the terms between the buyer and the seller. When both parties exchange contracts, usually weeks before completion, the deal becomes legally binding. Often a deposit of around 10%, is paid at this stage.

Fixed Rate
A set interest rate on a mortgage fixed for a period of time. This varies from lender to lender.

Freehold
If you are the property owner outright then your property is freehold.Most houses are freehold wheres many flats are leasehold, since you are not theowner of the whole building containing the flats.

Gazumping
If you are in the process of purchasing a property and your offer hasbeen accepted but the seller gets a better offer, before you complete, and takesit then, you've just been 'Gazumped'.

Interest Only Mortgage
A mortgage whereby the borrower is only required to pay inerest on the amount borrowed during the mortgage term. It is the borrowers responsibility to ensure that enough funds will exist (either through an investment policyor other means) to repay the full mortgage at the end of the term.

Intermediary
A mortgage broker or advisor who finds the most suitable mortgage for a borrower and arranges the mortgage on their behalf.

Leasehold
If you buy a leasehold property you don't own the property rather the right to live there for a specified period of time, however much time remains on the lease. The owner of the property is called the freeholder or landlord.

Liability
This relates more to commercial mortgages. With a commercial mortgage liability for the repayment of the loan depends on the legal structure of the business:

A sole trader will be personally liable for the mortgage debt. Personal assets could be seized if the business defaults.

Partners are jointly liable for the debts of the partnership and their personal assets are at risk

With a limited-liability partnership and a limited company, the liability falls firstly on the business rather than on the individual partners and directors. The lender may take a floating charge on business assets in general, rather than simply on the current property being purchased.

The lender may also insist on personal guarantees as a condition of granting the loan, in which case the partners and directors may be held personally liable anyway.

Life insurance
If you have a joint mortgage, life insurance can be acquired that willsee the mortgage paid of should one of you pass on.

LTV (Loan to Value)
The size of the mortgage as a percentage of the value of the property i.e. A Ł90k mortgage on a house valued at Ł100k would mean an LTV of 90%.

MIG (Mortgage Indemnity Guarantee)
A one off payment made when you set up a mortgage a kind of insurance policy for the lender. This offers them protection against thevalue of the home falling to less than the mortgage. It is generally only chargedto borrowers with a less than 10% deposit, but this canvary.

Mortgage
A loan to buy a property where the property is used as security against youpaying back the loan.

Mortgagee
The company or organisation that lends you the money.

Mortgagor
The person taking out the mortgage.

Non-Status
Where a lender may not require income details from you or may acceptsome previous poor credit history i.e. CCJ's or previous mortgage arrears.

Payment Holiday
A period during which the borrower makes no mortgage payments.

Regulated tenancy
A legal right to live in your accommodation for a period of time. Your tenancy might be for a set period such as a year (this is known as a fixed term tenancy) or it might roll on a week-to-week or month-to-month basis (this is known as a periodic tenancy).You are a regulatedtenant if you moved in before 15 January 1989, you pay rent to a private landlordand your landlord does not live in the same building as you.

Remortgage
The taking on of a second mortgage to pay off the first. The most common reasons for doing this are that another mortgage is available at a better rate or that the value of the property has gone up allowing for the opportunity to borrow more money against the property.

Right to Buy
For example, a tenant in a council owned property may purchase the property at a discount depending on length of their tenancy.

Self Certified
Generally when a borrower applies for a mortgage he or she will be asked to provide pay slips or company accounts to prove their income. If it is difficult or inconvenient for you to provide this evidence, you can choose to self-certify your income. This involves signing a declaration which states your income sources and amounts. Lenders will charge you higher rates than average and offer you a more limited range of mortgages if you choose to self-certifyyour income, in general it's not a good idea to self-certify just to avoid some paperwork.

Stamp Duty
Tax paid by the buyer of a property set at 1% for properties over Ł60k,3% for properties over Ł250k and 4% for properties over Ł500k.

Structural survey
The most wide ranging check of the structure of a property. This is carried out by professional surveyor and should uncover any defects or faults with the building.

Tenancy
A legal written agreement between a landlord and tenant that sets outthe terms of the rental.

Term
The period of years over which you take the mortgage and repayit.

Term Assurance
An insurance policy designed to repay the mortgage on the death of the insured person. Level Term Assurance covers a principal sum throughout the policy term and pays out the full amount on death. Reducing Term Assurance is designed to repay the balance outstanding on a repayment type mortgage upon death. Term Assurance may also pay out early on the diagnosis of a terminal illness.

Underwriting
The process of evaluating a loan application to determine the risk involved for the lender. This involves an analysis of the borrower's creditworthinessand the quality of the property itself.

Unencumbered
Where the property is owned outright and no mortgages or loans are securedagainst it.

Valuation
A simple check of the property in order to find out how much it is worth andwhether it is suitable to secure a mortgage against.

Valuation Fee
The fee paid by a borrower to cover the cost of the lender checking that the property is suitable security for the mortgage.

Variable Rate
A type of interest rate the lender can charge. It goes up and down and your repayments change accordingly.

Vendor
The person selling the property.

About the Author
Specialists in Bridging Finance and Commercial Mortgage lending Commercial Lifeline. Independent UK based Commercial Finance brokers.

Feel free to reprint and distribute this article as you like. All that we ask is that you do not make any changes, that this resource text is include, and that the link above is intact.


MORE RESOURCES:
80% Of 2018 Mortgages Could Save Big With A Refinance, Data Suggests  Forbes

If your mortgage was originated in 2018, then it might be time to consider a refinance. According to new data, 80% of mortgages from last year carry an interest ...


Is It Time to Refinance Your Mortgage? Here's How to Know  Yahoo Finance

Have you been paying attention to mortgage rates? They're the lowest in years, and they've fallen so far in a relatively short time that it might make sense to ...


Mortgage rates today, September 16, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates rose again on Friday, as we predicted. The day made a terrible week even worse. Recent rises are scary and worrying. But don't forget, ...


Millennials are needlessly missing out on refinancing their home mortgages  MarketWatch

The baby boomers are living up to their name. Many boomers are opting to refinance their mortgages, lowering their monthly payments, and ultimately saving ...


With mortgage rates down, the rush is on to refinance  Buffalo News

Low interest rates are driving mortgage refinancing to its highest level in about three years. So if you haven't yet refinanced, should you join the rush?


Is it time to refinance your mortgage?  KOMO News

Maybe you've noticed: The cost of borrowing money to buy a home is way down. Current rates on a 30-year fixed mortgage are well below 4%, down from above ...


Refinancing For A Lower Mortgage Rate? It Might Be Harder Than You Think  Forbes

Mortgage refinances are surging thanks to low mortgage rates, which hit nearly three-year lows just last week.


Column: Five Reasons To Refinance Your House And Four Reasons Not To  Greenwich Sentinel

By Cheryl MacCluskey. Cheryl MacCluskey. Home loan interest rates appear to be hitting new lows almost daily. As you would expect the question being asked ...


Here's how the September 2019 Fed Meeting will affect your wallet | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

The Fed meeting of September 18th is crunch day. The Federal Reserve must decide whether to cut bank rates, a decision which can mean lower rates for ...


This was the worst week for mortgage rates in 3 years – and it may be just the beginning  CNBC

The average rate on the 30-year fixed is now 20 basis points higher than it was on Monday and 36 basis points higher than its last low on Sept. 4, according to ...


How soon can I refinance? I just closed on my mortgage | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

You've recently closed on your mortgage. But you see that mortgage interest rates have dropped. You're wondering: How soon can I refinance? Is it worth the ...


How a Mortgage Refinancing Wave Will Impact the Economy  Barron's

U.S. homeowners are among the unexpected beneficiaries of fears of slowing global growth that are contributing to a plunge in mortgage interest rates. A wave ...


As mortgage rates hit the 3s, a record 11.7 million homeowners have become refinance-eligible | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Mortgage rates have dropped to new lows, putting a record number of homeowners "in the money" to refinance and cut their rates by at least 0.75%, says a new ...


Mini refinance boom goes bust, as mortgage rates turn higher  CNBC

It didn't take much to end the party in the refinance market. A small tick higher in mortgage rates caused the sudden surge in refinances to retreat just as quickly.


Refinance your mortgage now or wait in a very, very long line  The Mortgage Reports

Refinance wait times are about to get very long. Lenders weren't prepared. Here's how to refinance without waiting 60 days or more.


3 Reasons Why Now Is The Best Time To Refinance Your Mortgage  Forbes

Right now is as good a time as you may find to refinance your mortgage, whether for your home or a commercial property. In a piece titled “5 Reasons 2019 Is ...


Refinancing your student loans with SoFi could save you money — and even help you get a better mortgage rate  Business Insider

SoFi can help you refinance your student loans at a lower interest rate. And, since it offers a host of other products, you can better rates on loans.


Stumped about refinancing? This refinance calculator makes it a no-brainer  The Mortgage Reports

Is now the time to refinance? One way to anser this question is to use a refinance calculator to see how much you can save.


People who bought homes in the past 2 years could see 'significant' savings by refinancing now  CNBC

The time is still right to refinance your mortgage, especially if you bought your home within the last two years, said Mortgage Bankers Association CEO Robert ...


Nearly 10 million homeowners could save $267 per month by refinancing  The Mortgage Reports

Refinance rates are so low that nearly 10 million people, conservatively, can save hundreds per month. Are you among those who could save?


Mortgage rates increase slightly, pumping the brakes on the refinance boom  MarketWatch

The real-estate market is especially rate-sensitive these days.


Optimism about U.S.-China trade discussions sends mortgage rates higher  The Washington Post

After sinking to their lowest levels in nearly three years, mortgage rates popped back up this week. According to the latest data released Thursday by Freddie ...


Is now the time to refinance?  Las Cruces Sun-News

Since there is no “one size fits all” reason why one may desire to refinance, the first order of business is to identify the purpose of the refi.


Trump: 'Get our interest rates down to zero or less.' What that means for mortgage rates - Mortgage Rates & News  The Mortgage Reports

Mortgage rates could be headed lower after mounting pressure on the Federal Reserve to make a historic rate cut. If President Trump gets his way, the Fed ...


Mortgage rates today, September 11, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates rose yesterday, as we predicted. But they climbed higher than looked likely first thing. And recent rises have wiped out nearly a month's ...


Mortgage rates today, September 10, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates rose again yesterday, as we predicted. The increase wasn't as sharp as last Thursday's but it was still appreciable. Of course, rates are ...


Slight increase in mortgage rates takes refi potential down a peg  National Mortgage News

A mere 7-basis-point increase in interest rates reduced what was a record-high number of borrowers with refinancing incentive by 2 million in a matter of days, ...


Mortgage rates today, September 9, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates inched down on Friday, in line with our “unchanged or a little lower” prediction. That was a relief after Thursday's significant rise.


Mortgage rates today, September 12, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates unexpectedly held steady yesterday. So you still have to go back to Aug. 13 to find as high a rate. Markets on Wednesday were pulled ...


30-year mortgage rate falls to its lowest level in nearly three years  Washington Post

Economic uncertainty drove mortgage rates down, according to Freddie Mac data released Thursday, with the popular 30-year reaching its lowest level in nearly ...


Mortgage rates today, September 5, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates fell yet again yesterday. It's been an extraordinary 10 business days since the last rise. Mortgage News Daily traces recent unexpected ...


How a 20-year home mortgage can save you a ton of money  Washington Post

TOWN SQUARE | Because of a shorter loan term and a lower interest rate, on a $280000 loan amount, a borrower can save approximately $85000 in interest ...


Should you refinance your mortgage?  KOMO News

Sept. 10, 2019Maybe you've noticed: The cost of borrowing money to buy a home is way down. Current rates on a 30-year fixed mortgage are well below 4%, ...


Mortgage rates today, August 30, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates fell again yesterday, confounding our prediction. The drop was similarly small to Wednesday's. However, it was enough to set a new low ...


Mortgage rates today, August 19, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates inched down on Friday, defying our prediction. Mortgage News Daily explained it best, talking about the “weirdness” that has ...


Mortgage rates today, August 23, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates held steady yesterday, in line with our prediction. So they remain at their highest in more than a week. But they're still attractive, even by ...


Mortgage rates today, August 29, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates fell again yesterday, in line with our prediction. It wasn't a big drop. But it was enough to take the average back to a point adjacent to the ...


Apple cashes in on boom in debt refinancing. For Americans, especially homeowners, there's a message  CNBC

Blue-chip companies including Apple and Disney issued bonds this week in a $75 billion debt market stampede after big yield declines in August made debt ...


U.S Mortgage Rates Resume the Decline as Economic Woes Build  Yahoo Finance

Mortgage rates resumed their decline in the week ending 22nd August. 30-year fixed rates fell by 5 basis points to 3.55% following a hold at 3.6% in the week ...


Mortgage rates today, August 26, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates moved lower on Friday, as we predicted. But the drop was only small, certainly compared with the turmoil seen in other markets.


Baton Rouge home mortgage lenders see refinancing surge  The Advocate

Lower interest rates that have the power to reduce house payments are triggering a surge in mortgage refinancing activity and giving real estate agents hope ...


The inverted yield curve is doing something weird to mortgage rates  CNBC

It is a rare scenario where long-term interest rates suddenly fall below short-term interest rates.


Kiplinger's Personal Finance: Now is a good time to refinance your mortgage  Richmond.com

Mortgage rates have dropped to levels not seen since 2016, and homeowners are rushing to refinance.


Mortgage rates today, August 20, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates rose yesterday, as we predicted. But they increased only by the smallest measurable amount. And the rise should have been much ...


Mortgage rates today, August 27, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates held steady yesterday, in line with our prediction. Some lenders were very slightly lower and others higher by an equally insignificant ...


FHA sets limits on cash-out refinancing  Washington Post

TOWN SQUARE | Beginning Sept. 1, FHA borrowers will now be limited to cash-out refinancing a maximum of 80 percent of their home value, down from 85 ...


Opinion Ginnie Mae and the politics of prepayments  National Mortgage News

Since 2008, the U.S. mortgage industry has been buffeted by a great many changes and a lot of volatility and risk in the financial markets. The chief source of risk ...


There are better times ahead for mortgage finance  National Mortgage News

While many lenders lately managed their business expecting reduced volume, now they get to capitalize on extremely low mortgage rates. But today's ...


ReFi Now or Buy New Home – No Mortgage Payment until December  FOX 31 Denver

Are you living paycheck to paycheck? Are you weighed down each month making minimum payments each on credit cards, student loans, car loans or any other ...


Low mortgage rates have many homeowners refinancing  KYW Newsradio 1060

The rush is on to refinance. And that has many Philadelphia area brokers keeping quite busy.


Near-Record Low Rates Trigger Refi Wave Among US Homeowners  pymnts.com

U.S. mortgage refinancing is on the uptick as fears about fluctuating global markets cause a drop in interest rates, the Financial Times reported Sunday (Aug.


Borrowers Should Think About All Options When Refinancing UPMs. - Refinancing Your Underlying Permanent Mortgage Like a Banker  Cooperator

An underlying permanent mortgage (UPM) is a commercial loan, not a residential loan like your co-op mortgage. As such, it carries additional and different terms ...


Cubs owners refinance Wrigley Field plaza, hotel  Crain's Chicago Business

The owners of the Chicago Cubs have locked up long-term financing on their massive redevelopment of the area outside Wrigley Field. A venture of the Ricketts ...


Mortgage rates just had their worst week in 3 years CNBC  msnNOW

The average rate on the 30-year fixed is now 13 basis points higher than it was on Monday and 29 basis points higher than its last low on Sept. 4, according to ...


Fewer critical defects in closed mortgages, but income errors rise  National Mortgage News

While the critical defect rate for closed mortgage loans fell on a quarter-to-quarter basis, there were increases in income and packaging-related deficiencies, ...


Taking these steps can help you avoid a legal battle with your relatives over the inheritance of a house  Washington Post

Q: My husband and I refinanced my grandparents' house because they had a reverse mortgage. My grandma had passed away and my grandpa was going ...


Mortgage-Bond Rate Risk Surges Most Since 2010  Yahoo Finance

(Bloomberg) -- The swift move higher in Treasury rates sent mortgage duration, a measure of a bond's sensitivity to changes in interest rates, to its biggest ...


U.S. Mortgage-Refinancing Boom Wanes Even as 30-Year Rate Slides to 3-Year Low  TheStreet.com

Swings in global interest rates, partly a result of the U.S. trade tensions in China, appear to be holding back some would-be borrowers, a new report from the ...


Should my name be taken off the mortgage?  Lexology

In many divorces, the marital home is one of the most valuable assets of the parties. There are three general possibilities in what to do with the…


Walking the Line: Compliance and Social Media in Today's Mortgage Marketplace  National Mortgage Professional Magazine

Your marketing team excitedly presents their new social media campaigns; they've carefully thought through demographics, brand consistency and their ...


Mortgage Rates Hit 3-Year Low but Banks Are Making It Harder to Get a Loan  TheStreet.com

The Mortgage Bankers Association says U.S. lenders tightened their mortgage-underwriting standards in August, even as falling interest rates led to a surge in ...


Mortgage Lenders Optimistic About the Future  The MReport

Fannie Mae's Q3 2019 Mortgage Lender Sentiment Survey reports that the net profit margin outlook for mortgage lenders hit a new high, due to strong mortgage ...


I'm getting divorced and my ex is refinancing our house. What happens with the deed?  NJ.com

Q. My wife and I are on the verge of getting a divorce. I am on the deed to the house but I am not on the mortgage to the house. She's going to refinance the ...


Consider a Mortgage Refinance, Even If You Bought Recently  NerdWallet

Refinancing a mortgage might be a good idea, even for homeowners who bought a home in 2018. Mortgage rates have fallen so far that millions of homeowners ...


With mortgage rates this low, is late-2019 a good time to buy a house? | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Mortgage interest rates have been dropping lately. So have home prices. There are real estate deals waiting to be claimed. So that begs the question: Is the rest ...


loanDepot Opens Two New Hawaii Locations  National Mortgage Professional Magazine

loanDepot has announced the opening of two retail locations on Oahu and Maui, which will be led by established Hawaii mortgage industry veterans, Jason ...


Personal Loan Calculator for Home Improvements  NerdWallet

Use our home improvement loan calculator to estimate monthly payments and total interest costs for a home improvement loan.


Student Loan Refinancing Rates Down Sharply  Credible News

Rates for borrowers refinancing student loans have fallen dramatically, according to an analysis of more than 11000 refinancings facilitated by Credible.


Trump Wants Zero—or Negative—Interest Rates: What That Would Mean for Mortgages  Realtor.com News

President Donald Trump is pushing the U.S. Federal Reserve to drop interest rates down to nothing—or even go negative—ahead of the Fed's meeting next ...


'Refinanceable' population swells to record high  Scotsman Guide News

The “refinanceable” population — the number of borrowers who could likely qualify for a refinance and save at least 75 basis points off their current loan by ...


Millennials drive mortgage refinance boom, and lenders are scrambling  CNBC

Mortgage interest rates have been falling since May, especially sharply this month, so borrowers, especially millennials, are rushing to refinance. Refinance ...


Refinance mortgage - How to refinance a home loan  Savings.com.au

Refinancing home loan is the process of switching from your current home loan to a new one. Learn more with our refinancing guide.


Mortgage rates are at a 3-year low—here are 3 questions to ask before you refinance  CNBC

Mortgages rates hit a three-year low on Friday, August 2, when the average rate on a 30-year fixed mortgage hit 3.70%, the lowest they've been since November ...


Good time to refinance your mortgage?  Fox Business

The 30-year fixed mortgage rate recently reached its lowest levels since September 2017.


'Now Is The Time To Refinance': Low Mortgage Rates Cause Surge In Refinancing  Forbes

Last week's massive dip in mortgage rates apparently pushed homeowners into action. According to new data from the Mortgage Bankers Association, ...



Refinance mortgage rates: 10 steps to get the best deal | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

How do you get the best refinance mortgage rates? Plan ahead and have a strategy. Here's how to do it in today's low-rate mortgage marketplace.


The 10 Best Mortgage Lenders in America (2019)  Wealthy Gorilla

If you're in the market for your first home or you're looking to refinance your existing one, then knowing which are the best mortgage lenders to use would be ...


5 Signs It's Time To Refinance Your Mortgage  Forbes

You've probably heard that refinancing your mortgage can save you money. While that's true in many cases, refinancing needs be done at the right time in order ...


As mortgage rates plunge, should you refinance?  Fox Business

Nearly 6 million people can now cut their mortgage payments with refinancing.


If You Ever Want To Retire, Here's The Best Way To Refinance Your Mortgage  Forbes

The usual reasons to refinance are to reduce the monthly payment or to raise cash. The third option, which is under-appreciated, is to shorten the period of ...


Mortgage Lenders' Profit Margin Outlook Hits Survey High on Surging Refinance Demand – Mecklenburg Times: News for Mecklenburg, Union and Iredell counties  The Mecklenburg Times

The net profit margin outlook for mortgage lenders hit a survey high, due primarily to strong mortgage demand expectations, particularly in the refinance space, ...


Refinance mortgage rate slides for Thursday  Bankrate.com

Refinance rates were mixed, but one key rate ticked downward. If you're shopping for a home loan, see what that means for you.


Is It a Good Idea to Refinance a Home?  Demotix.com

There are a few key reasons why someone would refinance a home loan, including:Attempting to get a lower interest rate. The first and most noteworthy motiva.


Key questions to ask before you refinance your mortgage  Bankrate.com

While refinancing your home mortgage might sound like a good idea in theory, especially with interest rates falling, it may not always be possible for every ...


You could save hundreds of dollars per month by refinancing your home—here's how to do it  CNBC

With mortgage rates falling, borrowers are primed to save hundreds per month by refinancing. Here are six steps to follow to successfully refinance your home.


Refinance mortgage rates mixed for Wednesday  Bankrate.com

Refinance rates were mixed today. See what that means for your chances of getting a better mortgage rate.


Refinance rates ease for Friday  Bankrate.com

Several benchmark refinance rates slid lower today. If you're shopping for a home loan, see how your payments might be affected.


Nearly 6 million people can now cut their mortgage payments with refinancing  Bankrate.com

The recent drop in rates means that 5.9 million people can potentially save money by refinancing their existing home loans and securing a lower rate -- two ...


How to Refinance a Mortgage and When to Do It  TheStreet.com

Your mortgage can cost a lot of money over time. Here's how it might just cost a little less....BAC.


Will mortgage rates drop even more? Should I wait to refinance? | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Mortgage rates are near historic lows, but maybe you've heard that nagging voice, the one which says “wait just a little longer. Rates can drop lower.


Hersha Hospitality Refinances $300M Term Loan  Commercial Property Executive

Hersha Hospitality Trust has been taking advantage of the low-interest rate environment to refinance most of its debt, including the refinancing of a $300 million ...


Mortgage rates are falling—here's how to tell if you could save money by refinancing  CNBC

As mortgage interest rates drop, homeowners could save hundreds per month by refinancing. However, it's not a smart financial decision for everyone.


Before You Refinance Your Home, Calculate the Potential Costs  Lifehacker

Mortgage rates are the lowest they've been since 2016. Does that mean it's time to refinance your home? Well... maybe.


4 irresistible perks of a VA mortgage refinance  Bankrate.com

Interest rates are near historic lows, and one particular VA loan refinance option that is easy to qualify for can enable homeowners to save thousands on their ...


Refinance mortgage rate falls for Thursday  Bankrate.com

Refinance rates were mixed, but one key rate trended down. If you're shopping for a home loan, see what that means for you.


Refinance mortgage rate moves higher for Monday  Bankrate.com

Refinance rates were mixed, but one key rate trended upward. See what that means for your refi.


Refinance mortgage rate eases for Thursday  Bankrate.com

Refinance rates were mixed, but one key rate slid lower. If you're shopping for a mortgage, see how your payments might be affected.


Mortgage refinance boom goes bust as rates shift higher  CNBC

A turnaround in interest rates turned borrowers back on their heels last week, deflating a quick boom in refinance demand.


As rates drop, mortgage refinancing surges but home purchase loans remain tepid  USA TODAY

Homeowners scramble to refinance mortgages as rates hit the lowest level in 17 months. But mortgage applications for home purchase rose just 0.5%.


home | site map
© 2006 TIGER MEDIA