| |
| |
|
Mortgage & Refinancing Information |
|
|
Housing Bill - Changes in the Right To Buy Scheme
Presently council tenants are able to purchase their rented property after 2 years of tenancy. However, this is about to change. As of the 18th January 2005, the new Housing Bill becomes law and the current 2 years will change to a period of 5 years. This means, that once the proposals come into force, any new council tenant will have to wait 5 years before having the option of buying their property. There is also a proposal to extend the period during which landlords can require owners to repay some or all, of the discount given on a property in the case of an early resale. Currently, purchasers of a property that has been bought on the right to buy scheme, can sell after 3 years with no requirement to make any repayments of the discount. The proposal suggests this should be extended to 5 years. Therefore, anyone who sells a property bought under the right to buy scheme within 5 years of the purchase, will be requested to repay a percentage of the given discount. Repayment figures are as follows: -
With the predicted drop in house prices in 2005 (meaning lower property valuations) combined with the new proposals further restrictions on council tenants wishing to purchase, now may be a good time to consider a right to buy. The proposed changes in the right to buy scheme include measures to reduce the attraction of purchasing a discounted property with the prospect of selling it to make a profit. The initial idea of the right to buy scheme was to give ordinary families the opportunity to own their own homes, something they may not have been able to afford otherwise. However there are concerns about the effects this has had on local housing stock and a number of people profiteering from potential windfalls in expensive property areas. Exploitation in the Right to Buy Scheme There have been several schemes where third party companies encourage tenants to purchase their homes under the right to buy scheme, by offering them cash incentives. The tenant purchases the property at a discounted price under the right to buy scheme and simultaneously exchanges contracts to sell the property to the company after 3 years at which point no discount penalty will be repayable. The tenant will lease the property to the company and move out of the home with a cash sum. This leaves the company free to rent out the property at the current market rental rates. After three years the tenant sells the property to the company. The company will either continue to rent the property at market rates or the property will be sold on at a substantial profit. The incentive for the tenant is the lump sum offered, which can be anywhere from Ł5000 to Ł26000 but is usually a percentage of the equity of the purchased property. This could be attractive to tenants who do not wish to purchase their current home or hope to purchase a property in another area as it will give them a ready made deposit to buy another home. The new proposals are designed to make this type of sale less attractive and prevent profiteering as well as securing local housing for the less well off. The proposed changes in section 180 and 182-189 of the Housing Act 2004 will come into effect on 18/1/2005. For more information on a right to buy mortgage, visit Right To Buy website. Nicola Bullimore has been working with people to resolve debt problems for a number of years. For more information regarding debt issues, please visit Debt Questions website.
MORE RESOURCES: Refinance mortgage rate dips for Tuesday Bankrate.com Refinance rates were mixed, but one key rate decreased. If you're in the market for a home loan, see how your payments might be affected. Prepayment activity hits 10-year low as mortgage refinancing decreases National Mortgage News Continual declines in the refinance share of mortgage originations led to prepay rates dropping to their lowest levels since 2009, according to Black Knight. Refinance rates tick lower for Thursday Bankrate.com Several closely watched refinance rates dropped today. See what that means for you if you're in the market for a mortgage. Mortgage applications surge 13.5% as borrowers rush to take advantage of lower rates CNBC That is its highest level since February and came after a 23 percent jump the previous week. Volume was just 0.5 percent lower than a year ago. Refinance mortgage rate slides for Friday Bankrate.com Refinance rates were mixed, but one key rate tapered off. The average rate for a 30-year fixed-rate refinance trended down, but the average rate on a 15-year ... Better Mortgage Launches Emergency Refinance Program to Help Government Workers Currently Furloughed or Working without Pay Benzinga NEW YORK, Jan. 17, 2019 /PRNewswire/ -- Better Mortgage, one of the leading digital mortgage lenders in the U.S., today announced that it has launched a ... Refinance rates retreat for Monday Bankrate.com Multiple benchmark refinance rates tapered off today. If you're in the market for a mortgage, see how your payments might be affected. Refinance mortgage rate moves higher for Monday Bankrate.com Refinance rates were mixed, but one key rate trended upward. If you're in the market for a mortgage, see how your payments might be affected. Refinance mortgage rate slides for Thursday Bankrate.com Refinance rates were mixed, but one key rate declined. If you haven't locked a refi yet, see how your payments might be affected. You Still Need A High Credit Score To Refinance The Albany Herald MoneyTipsTimes aren't great in the mortgage refinancing market. According to the October 2018 Origination Insights Report from mortgage application software ... Cash-out mortgage refinancing: Here’s where homeowners are using it most Bankrate.com Homeowners who snagged a low-interest mortgage in recent years generally avoid refinancing the loan because interest rates are higher now. When they need ... Refinance mortgage rate moves up for Friday Bankrate.com Refinance rates were mixed, but one key rate advanced. If you're in the market for a home loan, see what that means for you. Mortgage rates stand pat as federal shutdown creates uncertainty about economy - The Washington Post Mortgage rates stand pat as federal shutdown creates uncertainty about economy The Washington Post Without access to the usual economic data because of the federal government shutdown, mortgage lenders are left with a murky picture of where the economy is ... Refinance mortgage rate moves higher for Saturday Bankrate.com Refinance rates were mixed, but one key rate climbed. If you haven't locked a refinance yet, see what that means for you. Refinance mortgage rate rises for Thursday Bankrate.com Refinance rates were mixed, but one key rate climbed higher. If you're shopping for a mortgage, see what that means for you. Couldn't qualify to refinance last year? Lenders more likely to say yes in 2019 | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports If you have been wanting to refinance but had a hard time getting approved, 2019 might be your year. Lenders are allowing higher debt-to-income ratios, ... How to Pay Off Your Mortgage Faster Credible News Once you've reached certain financial goals, paying off your mortgage early can make sense. Here's how to pay off your mortgage ahead of schedule. Mortgage rate decline sparks refinancing demand in Capital Region Greater Baton Rouge Business Report With mortgage rates falling to their lowest levels in eight months, some Capital Region residents are seizing their opportunity to refinance on their homes. Mortgage rates drop below 4.5%. Homeowners scramble to refinance | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports There is a quiet refinance boom brewing, as mortgage rates sink to 9-month lows. Not since April 2018 have rates been this low. Freddie Mac, in its weekly ... Shutdown Impact Spreads: Government Furloughs Put Some Mortgage Deals In Limbo NPR The partial shutdown of the federal government is causing some financial problems for furloughed workers who can't refinance their mortgages or buy homes ... Refinance rates retreat for Wednesday Bankrate.com Multiple benchmark refinance rates were down today. If you're in the market for a refinance, see how your future mortgage payments could be affected. Mortgage rates continue their slide, while the Fed raises its benchmark rate Washington Post Mortgage rates continued their retreat, helped by volatility in the financial markets and weakened inflation expectations. According to the latest data released ... Why mortgage lending at Wells Fargo, Chase and Citi plunged MarketWatch Mortgage lending at three of the country's biggest banks has fallen off a cliff as customers pivot to online-only options and stop refinancing. Deutsche Lends $68M to Refi UES Condo Building Commercial Observer Wonder Works Construction has landed a $68 million Deutsche Bank mortgage to refinance a condo tower on the Upper East Side of Manhattan. Plunge in rates sparks 23.5% spike in mortgage applications after unusually weak holidays CNBC Homebuyers returning to the market after the holidays may have been inspired by the drop in rates, but stock market volatility and the government shutdown ... Refinance rates decline for Saturday Bankrate.com Several benchmark refinance rates were down today. The nationwide average for a 30-year fixed-rate refinance was down, but the average rate on a 15-year ... Refinance rates drop off for Monday Bankrate.com Multiple benchmark refinance rates sunk lower today. If you're shopping for a refi, see how that could affect you. 6 Tax Breaks for Homeowners Yahoo! Finance News Under the Tax Cuts and Jobs Act, which takes effect for tax filings for the 2018 calendar year, standard deduction increases will likely mean far fewer Americans ... Mortgage Applications See Slight Uptick as Rates Remain Unchanged ETF Trends Mortgage applications saw a slight uptick last week, increasing by 13.5 percent--its highest level since February 2018. Mortgage Rates Fall as Government Shutdown Rolls On – Market Update Zing! Blog by Quicken Loans It's Day 24 of the partial government shutdown, but inflation is low, as are jobless claims and mortgage rates. All that and more in Market Update! It's 2019. Stop Treating Customers Like Strangers Danbury News Times My wife and I communicate with each other quite a bit, as you might expect. We chat in person, talk on the phone, text each other, exchange emails, leave sticky ... Refinance rates slide for Saturday Bankrate.com Multiple closely watched refinance rates were down today. If you're in the market for a refinance, see how that could affect you. Refinance rates fall for Wednesday Bankrate.com Multiple closely watched refinance rates receded today. If you're shopping for a home loan, see what that means for you. Government shutdown and mortgage applications: Will you get bitten? | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports What's happening with the government shutdown and mortgage closings? Find out how you will (or won't) be affected. How To Survive The Federal Government Shutdown Forbes Here's the best financial advice for the federal government shutdown. Fears of housing downturn may have been overblown CNN The housing market is flashing signs of a bounce back in 2019. 6 New Year’s resolutions for homeowners that will build wealth Bankrate.com Homeowners can pay off debt, build savings, prepare for retirement and better manage your daily spending in 2019. If you're a homeowner or you want to ... Mortgage demand hits new low in Fannie Mae survey theday.com The share of mortgage lenders reporting or expecting growth in mortgage demand hit new low points in the fourth quarter of 2018, according to the latest. LendingTree: Share of borrowers with rates under 5% is shrinking HousingWire As rates increase, the share of borrowers with rates under 5% is getting smaller. According to LendingTree's Mortgage Rate Competition Index, borrowers with ... Subservicer, Non-Agency Products; World Debt Increasing; Primer on "Duration" and Mortgage Pricing Mortgage News Daily Time has a way of slipping by. For example, I've really been meaning to transfer a bunch of Lotus 1-2-3 and Quattro Pro spreadsheets I have off of some floppy ... Mortgage refinance applications hit 18-year low CNBC Mortgage refinance applications hit an 18-year low. With no major move in interest rates and continued weakness in home affordability, there was not a lot of ... Refinance Your Mortgage Quickly: Prequalify in Just 3 Minutes Credible News Let us do the heavy lifting for you. Compare rates from multiple lenders with no impact to your credit score. Refinance your mortgage with peace of mind. StorageMart Takes Big Refi for Existing Self-Storage Properties, Development and Cash-Out Inside Self-Storage StorageMart, which operates more than 200 self-storage properties across Canada, the United Kingdom and the United States, is refinancing a large portion of ... Mortgage refinance checklist: what you need to refinance your home | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports This handy mortgage refinance checklist tells you what you need to do before refinancing. Get your paperwork in order and know your refinance goals to speed ... Weekly refinance demand plummets as mortgage rates hit a 5-week high CNBC A sharp rise in mortgage interest rates took its toll on the lending business last week. Mortgage application volume fell 1.8 percent for the week, according to the ... Mortgage applications fall, as refinancing hits 20-year low CNBC A significant drop in mortgage interest rates was not enough to entice homeowners to refinance their loans last week. Refinancing activity in the US just plunged to the lowest level in over a decade Business Insider Refinancing activity plunged to the lowest level since 2000 as interest rates rise. Factors to weigh when considering whether to refinance your home Washington Post REAL ESTATE MATTERS | If you can lower your interest rate, that's good. But you also have to look at your monthly payment. Will your new monthly payment be ... How should I apply for a mortgage refinance: in person, by phone or online? | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports You can apply for a mortgage refinance in person, over the phone or online. Just make sure that the company is legitimate before providing personal information ... 2018 proved to be better for Better as loan volume tripled Mortgage Professional America Digital lender saw origination volume grow to $1.34 billion. Recession coming? Take these steps to protect yourself now | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Recent economic data indicate that a recession may be in the offing for 2019. How do the experts see a recession coming? The signs are there. Refinance mortgage rates mixed for Saturday Bankrate.com Refinance rates were mixed today. See what that means for you if you're in the market for a mortgage. CFPB Assesses Ability to Repay/Qualified Mortgage Rule JD Supra On January 10, the CFPB published a report containing the results of its assessment of the Ability-to-Repay and Qualified Mortgage Rule (“ATR/QM Rule”) ... Refinance mortgage rates mixed for Friday Bankrate.com Refinance rates were mixed today. If you haven't locked a refinance yet, see what that means for you. How can World Bank help Pakistan's housing scheme? Global Village space The World Bank Groups support for housing in Pakistan has been very broad-based and has been designed to tackle multiple inefficiencies. Refinance mortgage rate ratchets higher for Thursday Bankrate.com Refinance rates were mixed, but one key rate climbed. If you're shopping for a mortgage, see how your payments might be affected. D.C. Delinquent: Chasing Down D.C.'s Worst Offenders for Bad CMBS Debt Commercial Observer The D.C. metro area has the highest CMBS delinquency rate in the country, with 4.59 percent of its structured finance loans late to pay. Refinance mortgage rate falls for Friday Bankrate.com Refinance rates were mixed, but one key rate declined. If you're shopping for a mortgage, see how your payments might be affected. 3 Signs You Should Refinance Your Mortgage The Motley Fool Refinancing at the right time can save you thousands of dollars a year. Credible Expands Their Marketplace Into Mortgage Refinancing Lend Academy Credible made a name for themselves in student loans. They are the first and largest marketplace for people looking to refinance their student loans. Borrowers ... Key Development Considerations - Affordable Housing Proshare Nigeria Limited Apart from being one of the items that absorb a large portion of household expenses, housing plays a special role in the social, political and economic discourse ... Shutdown strains some Las Cruces families Las Cruces Sun-News LAS CRUCES - As an ongoing partial federal government shutdown rapidly approaches its one-month milestone, Las Crucen Anne Hubbell admits she's ... Refinance mortgage rates mixed for Monday Bankrate.com Refinance rates were mixed today. See what that means for you if you're in the market for a mortgage. How to refinance to pay off a mortgage faster | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports You probably have a number of ways to pay off a mortgage faster. You can refinance to a shorter term, pay more on your existing mortgage or free up your ... When to refinance: I need to lower my mortgage rate or payment | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports If you're wondering when to refinance, consider your objectives and see if you'll pay less interest, reduce your payment, or lower your overall costs. With today's mortgage rates, you can still refinance for lower payments. Here's how | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Many homeowners refinance for lower payments or interest rates. Here's what you need to know about your options and some pitfalls. When Is a Cash-Out Refinance Loan a Good Idea? U.S News & World Report Money In a cash-out refinance mortgage, you take a loan against your home in excess of what you owe, leaving you with cash available to spend. Adding to the debt ... Refinance mortgage rate eases for Thursday Bankrate.com Refinance rates were mixed, but one key rate dropped. If you're in the market for a mortgage, see how your payments might be affected. Fizzling demand likely to cause house-price drops Your Investment Property Tightened macro-prudential restrictions and low affordability are predicted to weigh on housing demand in Australia, and this movement is likely to trigger ... Mortgage application activity rises on uptick in refinance volume National Mortgage News An increase in refinance activity in the period after Columbus Day drove mortgage applications 4.9% higher from one week earlier, according to the Mortgage ... Rates Are Rising, But Is It Time To Refinance? Five Scenarios To Consider Forbes If any of these scenarios apply to you, you may want to look into refinancing. Best cash-out refinance lenders 2019 | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports If you want to pull equity out of your home in 2019, check out this list of best cash-out refinance lenders. Because mortgage rates and costs for cash-out ... Refinance mortgage rate trends higher for Thursday Bankrate.com Refinance rates were mixed, but one key rate notched higher. The nationwide average for a 30-year fixed-rate refinance rose, but the average rate on a 15-year ... Thinking of Refinancing Your Mortgage? Check These 4 Financial Areas First Forbes Refinancing your mortgage can be a great way to save on your monthly payment or to change up the terms of your loan. However, while it's a financial move that ... What the government shutdown means for New Jersey agencies NorthJersey.com Travelers could face long lines at Newark Airport because of TSA employees calling out sick, and the Paterson Great Falls visitor center is closed. 10 Ways a Good Credit Score Could Save You Hundreds Reader's Digest One way a good credit score can save you money every month is on credit card interest. “Good credit can help you get lower rates on credit cards, which can ... Texas cash-out refinance: new laws you need to know | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Cash-out refinance Texas rules for homeowners in Texas. Texas cash-out refinancing is different from other states and you'd better know the rules before taking ... Refinance rates move up for Thursday Bankrate.com Several closely watched refinance rates advanced today. If you're in the market for a mortgage, see how your payments might be affected. Refinance mortgage rate falls for Tuesday Bankrate.com Refinance rates were mixed, but one key rate dropped. If you haven't locked a refinance yet, see how your payments might be affected. Rocket Mortgage Review Bankrate.com Rocket Mortgage from Quicken Loans lets you apply for a mortgage in minutes using nothing more than a smartphone app. Do mortgage lenders have minimum mortgage amounts? | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Are there minimum mortgage amounts to buy or refinance a home? Not according to most official program guidelines, but most lenders do set minimum amounts ... Refinance rates fall for Saturday Bankrate.com Multiple key refinance rates trended down today. If you're in the market for a home loan, see what that means for you. Refinance mortgage rate ratchets higher for Friday Bankrate.com Refinance rates were mixed, but one key rate increased. The average rate for a 30-year fixed-rate refinance advanced, but the average rate on a 15-year fixed ... Refinance mortgage share falls back to 2018 low National Mortgage News As mortgage rates recently hit their highest point in seven years, closed refinances fell back to their low point of 2018, according to Ellie Mae. The Best Reasons to Refinance Your Mortgage MoneyWise.com Just like your car, sometimes your mortgage is due for a trade-in. You might find a new model with improved options that will save you money or fit better wi... How Long Does It Take to Refinance a Mortgage? Realtor.com News How long does it take to refinance a mortgage? Refinancing should take anywhere from 30 to 45 days on average, although that can stretch to 60 days if you hit ... Refinance mortgage rate eases for Saturday Bankrate.com Refinance rates were mixed, but one key rate slid lower. If you're shopping for a refi, see how your payments might be affected. Refinance mortgage rate trends higher for Tuesday Bankrate.com Refinance rates were mixed, but one key rate advanced. If you're shopping for a home loan, see what that means for you. Best Mortgage Lenders Bankrate.com The best mortgage lender isn't the same for everyone.That's why we compiled a list of best mortgage lenders for first time home buys to those looking for their ... Residential Mortgage Service Market Rising Demand, Growth, Trend & Insights for next 5 years GloballUp HTF MI broadcasted a new title “Global Residential Mortgage *Service* Market Size, StatGlobal and Forecast 2018-2025” with 108 pages and in-depth ... Mortgage rates are on the rise. Here are some tips for getting the lowest rate. The Washington Post The 30-year fixed-rate average hit a seven-year high last week. But that doesn't mean you still can't get a low rate when buying a home or refinancing a loan. How to use a cash-out refinance to buy another home | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Can or should you use a cash-out refinance to buy another home? Maybe, if that's the most cost-effective source of a down payment or even the whole purchase ... Refinance mortgage rate slides for Monday Bankrate.com Refinance rates were mixed, but one key rate sunk lower. See what that means for your chances of scoring a killer refi rate. Mortgage Refinancing Sinks Near a One-Decade Low on Rising Rates Bloomberg Years of low interest rates have let homeowners refinance their mortgages on more favorable terms, or even cash out some of their equity to send a kid to ... Refinance mortgage rates mixed for Thursday Bankrate.com Refinance rates were mixed today. If you're in the market for a home loan, see how your payments might be affected. Mortgage rejections soar 400% as credit crunch bites MacroBusiness By Martin North, Principal Analyst at Digital Finance Analytics: The latest data from our surveys indicates that around 40% of loan applications for mortgages ... Do I need an appraisal to refinance my home? | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Do you need a home appraisal to refinance your mortgage? Not necessarily. Here's what you need to know about conforming, USDA, FHA and VA refinances ... Refinance rates drop off for Saturday Bankrate.com Multiple closely watched refinance rates receded today. If you're in the market for a home loan, see what that means for you. Refinance rates ease for Thursday Bankrate.com Multiple key refinance rates receded today. If you're in the market for a refi, see how your payments might be affected. Refinance mortgage rate ticks higher for Wednesday Bankrate.com Refinance rates were mixed, but one key rate floated higher. See what that means for your chances of getting a better mortgage rate. |
|
|
|
RELATED ARTICLES
Guide to Mortgage Terms Listed below is a guide to mortgage terms. It is a useful list of definitions of mortgage terms that may or may not be familiar to you. What is an Interest Only Mortgage? An Interest Only Mortgage is one where the repayments are made up entirely of the interest on the loan. When the mortgage term is complete, the capital originally borrowed is still outstanding. Homes, To B(uy) or Not to B(uy) Whether you are just moving out on your own for the first time, or you've moved ten times before, there is always a big choice to make. Do you rent or buy your home? There are valid arguments on both sides, and in different scenarios either one could be the right choice. Online Mortgage in UK - Introducing the Best Mortgage Plan Across UK Add the term 'online' and it will open for you an exhaustive assortment of opportunities. Add online to mortgage and it will have the same effect. Home Equity Line of Credit - Finding The Best Home Equity Lender Borrowing against the value of your home using a revolving credit account is known as a home equity line of credit. Lenders offer home equity lines of credit in several ways with either fixed or variable interest rates. How to Save Money by Using an Independent Commercial Mortgage Broker Being a creature of habit can cost you plenty when it comes to applying for a commercial mortgage instead of going through an independent commercial mortgage broker. Let me tell you why. Be Prepared With Your Home Equity Loan Checklist A home equity loan can be an excellent way to obtain money in order to pay off high interest bills or consolidate your current debt into one monthly payment. A home equity line of credit is a form of revolving credit in which your home serves as collateral. Home Loans - Repair Credit Errors in Three Days! Most consumers are aware that a history of paying bills late or not at all can hurt one's ability to obtain a loan. All financial transactions are recorded by three credit bureaus and offered to lenders upon request in the form of a credit report. Bad Credit Remortgage Loan: When Bad Credit Plays Mischief With Your Mortgage Financial difficulties are married to bad credit. It is a tough marriage but can be peaceful with a little bit of counseling. Sub-Prime Mortgage Loans - Things You Should Know About Sub-Prime Mortgages Sub-prime mortgages are not that much different from average mortgages. They have interest rates, points, and fees. Remortgages Guide Outlined below is a useful remortgages guide. Remortgaging has become increasingly popular due to the relatively simple and flexible process. Student Home Purchase Plan Tuition costs are climbing, housing costs are climbing, it seems like all the costs for students are climbing these days. Students can afford cost increases less than any other demographic in Canada. What Your Mortgage Lender Is Not Telling You About Accelerated Mortgages For years, mainstream banks and financial advisors have been recommending that you pay extra cash into your mortgage account in order to cut down the huge interest amount and reduce the period over which you pay back the loan.For example, if you borrow $200,000 over 30 years at a rate of 5%, your monthly repayments would be around $1074. 10 Things to Look for in a Home-Equity Line of Credit If you are a homeowner, you've probably received offers to apply for a home equity line of credit (HELOC). Handled with care, home equity credit lines can be an excellent way to improve financial flexibility, provide readily available cash reserves for emergencies, or pay for large expenses (like college tuition or home improvements) that have irregular payment schedules. The Truth behind Pension Mortgages A pension mortgage may seem lucrative at the first sight. However, they seldom are, if the customers who took pension mortgage are to be believed. Home Loans - Lenders Continue to Offer High-Risk Loans Home prices in the Untied States continue to soar, and the remarkable run of real estate as the "must have" investment continues. The median price of a new home, which only recently crossed the $200,000 barrier, is now $215,000. Home Mortgage Loans For People With Bad Credit - 3 Ways To Improve Your Chances For Getting Approved Finding home mortgage loans are a reality for people with bad credit. By tapping into online home loan resources, you can find financing to buy a home. Be Prepared when Seeking a Mortgage When you're looking for a mortgage, whether it's a first time loan or you're taking advantage of an opportunity to refinance an existing mortgage, it may seem that you're wading through a quagmire of uncharted territory. If you're prepared ahead of time, you'll avoid some of the common pitfalls and know how to find the best deal for your situation. Using a Calculator to Assess Your Loan Buying a house is a very important step in your life. Every family dreams of having their own home and whether you are looking into your first, orare moving or upgrading your home, you know your mortgage is important. No Money Down Home Loan Are you in the market to purchase a home but are concerned about not having enough money for the down payment? No down payment home loans or 100% financing for your mortgage loan used to be only advertised during late night infomercials and in obscure real estate publications. The good news is that if you want to buy a house but have little or no money available for the down payment, there are mortgage lenders who are offering no money down home loans in your area.
|
| home | site map |
| © 2006 TIGER MEDIA |