Mortgage & Refinancing Information

Luxury Real Estate Information


Rancho Palos Verdes, California Homes
Palos Verdes, California Homes
South Bay, California Homes
Luxury Mexican Beachfront Homes

Featured Properties


Oceanfront Estate Near Trump National

Related Information


Loan Information
Real Estate Information
Mortgage Refinance Information

The Real Truth About Those: Online Get a Better Loan Web Sites - 6 Things to Look For


You have seen the Commercials on TV go this or that web Site and Refinance your Home and Save thousands. Tempting isn't it? Do they really save you money?

But what if you need help or Advice? What if you have questions? Can an online Internet Robot Design a Mortgage Plan customized for your unique situation.

Here are 6 Reasons why a Financial Service Professional is better then those online Internet Robots

1 - Loan Maize

Their are hundreds of loan Types and Terms. Which is best for you? Before you go to the Internet learn a little about the loan Maize. Here is just a partial list of terms involved in the Maize.

First you Pick the Loan Length

  • Less then 15 Years
  • 15 Year
  • 20 Year
  • 30 Year
  • More then 30 Years

    Next Pick the Loan Type

  • First Trust Deed
  • Second Trust Deed
  • Home Improvement
  • Reverse Mortgage
  • Inverse Mortgage
  • Bi-Weekly Mortgage
  • Debt Consolidation
  • FHA
  • VA

    Now Mix and Match from some loan Terms

  • Fixed Rates
  • 30 due in 5
  • 30 due in 7
  • Fixed for 3 then Adjusts
  • Buy Downs
  • Arms
  • Steps
  • Interest Only
  • Fully Amortized
  • Ballons
  • Full Doc
  • Negative Amortization ARM
    MORE RESOURCES:
    Senior Life: How cash-out refinancing can turn into a costly mistake  The Times Herald

    (BPT) - After years of making regular mortgage payments, it feels good to watch your net worth make upward progress. That's especially true if your house is also ...


    Prepayment activity hits 10-year low as mortgage refinancing decreases  National Mortgage News

    Continual declines in the refinance share of mortgage originations led to prepay rates dropping to their lowest levels since 2009, according to Black Knight.


    Refinance mortgage rate dips for Tuesday  Bankrate.com

    Refinance rates were mixed, but one key rate decreased. If you're in the market for a home loan, see how your payments might be affected.


    Mortgage applications surge 13.5% as borrowers rush to take advantage of lower rates  CNBC

    That is its highest level since February and came after a 23 percent jump the previous week. Volume was just 0.5 percent lower than a year ago.


    Refinance mortgage rate slides for Friday  Bankrate.com

    Refinance rates were mixed, but one key rate tapered off. The average rate for a 30-year fixed-rate refinance trended down, but the average rate on a 15-year ...


    Refinance mortgage rate moves higher for Monday  Bankrate.com

    Refinance rates were mixed, but one key rate trended upward. If you're in the market for a mortgage, see how your payments might be affected.


    Refinance mortgage rate slides for Thursday  Bankrate.com

    Refinance rates were mixed, but one key rate declined. If you haven't locked a refi yet, see how your payments might be affected.


    Thanks to lower mortgage rates, 550K homeowners could save by refinancing | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    If you already own a home, it might be time to think about refinancing. According to new data, more than half a million homeowners could lower the mortgage ...


    Refinance mortgage rate moves up for Friday  Bankrate.com

    Refinance rates were mixed, but one key rate advanced. If you're in the market for a home loan, see what that means for you.


    Cash-out mortgage refinancing: Here’s where homeowners are using it most  Bankrate.com

    Homeowners who snagged a low-interest mortgage in recent years generally avoid refinancing the loan because interest rates are higher now. When they need ...


    Refinance mortgage rate moves higher for Saturday  Bankrate.com

    Refinance rates were mixed, but one key rate climbed. If you haven't locked a refinance yet, see what that means for you.


    Mortgage rates stand pat as federal shutdown creates uncertainty about economy  The Washington Post

    Without access to the usual economic data because of the federal government shutdown, mortgage lenders are left with a murky picture of where the economy is ...


    Refinance mortgage rate rises for Thursday  Bankrate.com

    Refinance rates were mixed, but one key rate climbed higher. If you're shopping for a mortgage, see what that means for you.


    Couldn't qualify to refinance last year? Lenders more likely to say yes in 2019 | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    If you have been wanting to refinance but had a hard time getting approved, 2019 might be your year. Lenders are allowing higher debt-to-income ratios, ...


    Deborah Kearns: The 4 most common mortgage and real estate scams and how to stop them  PostBulletin.com

    The last thing consumers should have to worry about is being scammed when they buy or rent a home, or consider refinancing options. Unfortunately, criminals ...


    How to Pay Off Your Mortgage Faster  Credible News

    Once you've reached certain financial goals, paying off your mortgage early can make sense. Here's how to pay off your mortgage ahead of schedule.


    Refinance mortgage rates mixed for Tuesday  Bankrate.com

    Refinance rates were mixed today. If you're in the market for a refi, see how that could affect you.


    Mortgage rates drop below 4.5%. Homeowners scramble to refinance | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    There is a quiet refinance boom brewing, as mortgage rates sink to 9-month lows. Not since April 2018 have rates been this low. Freddie Mac, in its weekly ...


    Shutdown Impact Spreads: Government Furloughs Put Some Mortgage Deals In Limbo  NPR

    The partial shutdown of the federal government is causing some financial problems for furloughed workers who can't refinance their mortgages or buy homes ...


    Refinance rates retreat for Wednesday  Bankrate.com

    Multiple benchmark refinance rates were down today. If you're in the market for a refinance, see how your future mortgage payments could be affected.


    Mortgage rates continue their slide, while the Fed raises its benchmark rate  Washington Post

    Mortgage rates continued their retreat, helped by volatility in the financial markets and weakened inflation expectations. According to the latest data released ...


    Why mortgage lending at Wells Fargo, Chase and Citi plunged  MarketWatch

    Mortgage lending at three of the country's biggest banks has fallen off a cliff as customers pivot to online-only options and stop refinancing.


    Plunge in rates sparks 23.5% spike in mortgage applications after unusually weak holidays  CNBC

    Homebuyers returning to the market after the holidays may have been inspired by the drop in rates, but stock market volatility and the government shutdown ...


    Deutsche Lends $68M to Refi UES Condo Building  Commercial Observer

    Wonder Works Construction has landed a $68 million Deutsche Bank mortgage to refinance a condo tower on the Upper East Side of Manhattan.


    Mortgage Rates Fall as Government Shutdown Rolls On – Market Update  Zing! Blog by Quicken Loans

    It's Day 24 of the partial government shutdown, but inflation is low, as are jobless claims and mortgage rates. All that and more in Market Update!


    Mortgage applications plummet nearly 10% to end 2018, despite lower rates  CNBC

    The numbers are surprising, given that homebuyers and homeowners looking to refinance could have taken advantage of lower interest rates.


    6 Tax Breaks for Homeowners  Yahoo! Finance News

    Under the Tax Cuts and Jobs Act, which takes effect for tax filings for the 2018 calendar year, standard deduction increases will likely mean far fewer Americans ...


    Mortgage Applications See Slight Uptick as Rates Remain Unchanged  ETF Trends

    Mortgage applications saw a slight uptick last week, increasing by 13.5 percent--its highest level since February 2018.


    It's 2019. Stop Treating Customers Like Strangers  Entrepreneur

    My wife and I communicate with each other quite a bit, as you might expect. We chat in person, talk on the phone, text each other, exchange emails, leave sticky ...


    How To Survive The Federal Government Shutdown  Forbes

    Here's the best financial advice for the federal government shutdown.


    Mortgage demand hits new low in Fannie Mae survey  theday.com

    The share of mortgage lenders reporting or expecting growth in mortgage demand hit new low points in the fourth quarter of 2018, according to the latest.


    Fears of housing downturn may have been overblown  CNN

    The housing market is flashing signs of a bounce back in 2019.


    Subservicer, Non-Agency Products; World Debt Increasing; Primer on "Duration" and Mortgage Pricing  Mortgage News Daily

    Time has a way of slipping by. For example, I've really been meaning to transfer a bunch of Lotus 1-2-3 and Quattro Pro spreadsheets I have off of some floppy ...


    Mortgage refinance applications hit 18-year low  CNBC

    Mortgage refinance applications hit an 18-year low. With no major move in interest rates and continued weakness in home affordability, there was not a lot of ...


    Refinance Your Mortgage Quickly: Prequalify in Just 3 Minutes  Credible News

    Let us do the heavy lifting for you. Compare rates from multiple lenders with no impact to your credit score. Refinance your mortgage with peace of mind.


    Mortgage refinance checklist: what you need to refinance your home | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    This handy mortgage refinance checklist tells you what you need to do before refinancing. Get your paperwork in order and know your refinance goals to speed ...


    Weekly refinance demand plummets as mortgage rates hit a 5-week high  CNBC

    A sharp rise in mortgage interest rates took its toll on the lending business last week. Mortgage application volume fell 1.8 percent for the week, according to the ...


    Mortgage applications fall, as refinancing hits 20-year low  CNBC

    A significant drop in mortgage interest rates was not enough to entice homeowners to refinance their loans last week.


    Refinancing activity in the US just plunged to the lowest level in over a decade  Business Insider

    Refinancing activity plunged to the lowest level since 2000 as interest rates rise.


    Factors to weigh when considering whether to refinance your home  Washington Post

    REAL ESTATE MATTERS | If you can lower your interest rate, that's good. But you also have to look at your monthly payment. Will your new monthly payment be ...


    How should I apply for a mortgage refinance: in person, by phone or online? | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    You can apply for a mortgage refinance in person, over the phone or online. Just make sure that the company is legitimate before providing personal information ...


    Businesses offer furlough freebies, shutdown specials and assistance to federal workers  USA TODAY

    Wireless providers including AT&T, Verizon and Sprint are willing to work with furloughed federal government workers on payment programs.


    Refinance mortgage rates mixed for Saturday  Bankrate.com

    Refinance rates were mixed today. See what that means for you if you're in the market for a mortgage.


    2018 proved to be better for Better as loan volume tripled  Mortgage Professional America

    Digital lender saw origination volume grow to $1.34 billion.


    Refinance mortgage rates mixed for Monday  Bankrate.com

    Refinance rates were mixed today. See what that means for you if you're in the market for a mortgage.


    Refinance mortgage rates mixed for Friday  Bankrate.com

    Refinance rates were mixed today. If you haven't locked a refinance yet, see what that means for you.


    Refinance mortgage rate ratchets higher for Thursday  Bankrate.com

    Refinance rates were mixed, but one key rate climbed. If you're shopping for a mortgage, see how your payments might be affected.


    Refinance mortgage rate falls for Friday  Bankrate.com

    Refinance rates were mixed, but one key rate declined. If you're shopping for a mortgage, see how your payments might be affected.


    3 Signs You Should Refinance Your Mortgage  The Motley Fool

    Refinancing at the right time can save you thousands of dollars a year.


    Credible Expands Their Marketplace Into Mortgage Refinancing  Lend Academy

    Credible made a name for themselves in student loans. They are the first and largest marketplace for people looking to refinance their student loans. Borrowers ...


    How to refinance to pay off a mortgage faster | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    You probably have a number of ways to pay off a mortgage faster. You can refinance to a shorter term, pay more on your existing mortgage or free up your ...


    When to refinance: I need to lower my mortgage rate or payment | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    If you're wondering when to refinance, consider your objectives and see if you'll pay less interest, reduce your payment, or lower your overall costs.


    With today's mortgage rates, you can still refinance for lower payments. Here's how | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    Many homeowners refinance for lower payments or interest rates. Here's what you need to know about your options and some pitfalls.


    Refinance rates drop for Thursday  Bankrate.com

    Several closely watched refinance rates trended down today. If you're shopping for a refinance, see how that could affect you.


    When Is a Cash-Out Refinance Loan a Good Idea?  U.S News & World Report Money

    In a cash-out refinance mortgage, you take a loan against your home in excess of what you owe, leaving you with cash available to spend. Adding to the debt ...


    Federal shutdown strains some Las Cruces families; some local businesses offer help  Las Cruces Sun-News

    LAS CRUCES - As an ongoing partial federal government shutdown rapidly approaches its one-month milestone, Las Crucen Anne Hubbell admits she's ...


    Key Development Considerations - Affordable Housing  Proshare Nigeria Limited

    Apart from being one of the items that absorb a large portion of household expenses, housing plays a special role in the social, political and economic discourse ...


    Mortgage application activity rises on uptick in refinance volume  National Mortgage News

    An increase in refinance activity in the period after Columbus Day drove mortgage applications 4.9% higher from one week earlier, according to the Mortgage ...


    Refinance mortgage rate trends higher for Thursday  Bankrate.com

    Refinance rates were mixed, but one key rate notched higher. The nationwide average for a 30-year fixed-rate refinance rose, but the average rate on a 15-year ...


    Rates Are Rising, But Is It Time To Refinance? Five Scenarios To Consider  Forbes

    If any of these scenarios apply to you, you may want to look into refinancing.


    Best cash-out refinance lenders 2019 | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    If you want to pull equity out of your home in 2019, check out this list of best cash-out refinance lenders. Because mortgage rates and costs for cash-out ...


    Refinance rates slide for Friday  Bankrate.com

    Multiple key refinance rates declined today. See what that means for your refi.


    Thinking of Refinancing Your Mortgage? Check These 4 Financial Areas First  Forbes

    Refinancing your mortgage can be a great way to save on your monthly payment or to change up the terms of your loan. However, while it's a financial move that ...


    What the government shutdown means for New Jersey agencies  NorthJersey.com

    Travelers could face long lines at Newark Airport because of TSA employees calling out sick, and the Paterson Great Falls visitor center is closed.


    Texas cash-out refinance: new laws you need to know | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    Cash-out refinance Texas rules for homeowners in Texas. Texas cash-out refinancing is different from other states and you'd better know the rules before taking ...


    What is a Variable Rate Mortgage?  Point2 Homes

    With fixed rate mortgages, the monthly payments are locked in, but a variable rate mortgage may continuously adjust to match market rates.


    Refinance rates move up for Thursday  Bankrate.com

    Several closely watched refinance rates advanced today. If you're in the market for a mortgage, see how your payments might be affected.


    Rocket Mortgage Review  Bankrate.com

    Rocket Mortgage from Quicken Loans lets you apply for a mortgage in minutes using nothing more than a smartphone app.


    Refinance rates tick lower for Thursday  Bankrate.com

    Several key refinance rates declined today. See what that means for your refinance chances.


    Do mortgage lenders have minimum mortgage amounts? | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    Are there minimum mortgage amounts to buy or refinance a home? Not according to most official program guidelines, but most lenders do set minimum amounts ...


    Refinance mortgage rate ratchets higher for Friday  Bankrate.com

    Refinance rates were mixed, but one key rate increased. The average rate for a 30-year fixed-rate refinance advanced, but the average rate on a 15-year fixed ...


    Refinance mortgage share falls back to 2018 low  National Mortgage News

    As mortgage rates recently hit their highest point in seven years, closed refinances fell back to their low point of 2018, according to Ellie Mae.


    How Long Does It Take to Refinance a Mortgage?  Realtor.com News

    How long does it take to refinance a mortgage? Refinancing should take anywhere from 30 to 45 days on average, although that can stretch to 60 days if you hit ...


    Refinance mortgage rate eases for Saturday  Bankrate.com

    Refinance rates were mixed, but one key rate slid lower. If you're shopping for a refi, see how your payments might be affected.


    Best Mortgage Lenders  Bankrate.com

    The best mortgage lender isn't the same for everyone.That's why we compiled a list of best mortgage lenders for first time home buys to those looking for their ...


    Mortgage rates are on the rise. Here are some tips for getting the lowest rate.  The Washington Post

    The 30-year fixed-rate average hit a seven-year high last week. But that doesn't mean you still can't get a low rate when buying a home or refinancing a loan.


    How to use a cash-out refinance to buy another home | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    Can or should you use a cash-out refinance to buy another home? Maybe, if that's the most cost-effective source of a down payment or even the whole purchase ...


    Refinance mortgage rate slides for Monday  Bankrate.com

    Refinance rates were mixed, but one key rate sunk lower. See what that means for your chances of scoring a killer refi rate.


    Refinance mortgage rates mixed for Thursday  Bankrate.com

    Refinance rates were mixed today. If you're in the market for a home loan, see how your payments might be affected.


    Mortgage Refinancing Sinks Near a One-Decade Low on Rising Rates  Bloomberg

    Years of low interest rates have let homeowners refinance their mortgages on more favorable terms, or even cash out some of their equity to send a kid to ...


    10 Ways a Good Credit Score Could Save You Hundreds  Reader's Digest

    One way a good credit score can save you money every month is on credit card interest. “Good credit can help you get lower rates on credit cards, which can ...


    Do I need an appraisal to refinance my home? | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    Do you need a home appraisal to refinance your mortgage? Not necessarily. Here's what you need to know about conforming, USDA, FHA and VA refinances ...


    Refinance rates drop off for Saturday  Bankrate.com

    Multiple closely watched refinance rates receded today. If you're in the market for a home loan, see what that means for you.


    Refinance mortgage rate ticks higher for Wednesday  Bankrate.com

    Refinance rates were mixed, but one key rate floated higher. See what that means for your chances of getting a better mortgage rate.


    Refinance rates drop off for Monday  Bankrate.com

    Multiple key refinance rates tapered off today. The average rates for 30-year fixed and 15-year fixed refinances both slid down. The average rate on 10-year ...


    Mortgage applications drop as refi volume falls to an 18-year low  National Mortgage News

    Mortgage application activity decreased 3.2% from one week earlier as interest rates rose to eight-year highs and refinancings fell to an 18-year low, according ...


    Mortgage refinance candidates cut by half in the past four months  National Mortgage News

    The number of mortgage borrowers for whom it made sense to refinance declined by nearly half since the end of last year and is at its lowest since November ...


    Residential Mortgage Service Market Rising Demand, Growth, Trend & Insights for next 5 years  GloballUp

    HTF MI broadcasted a new title “Global Residential Mortgage *Service* Market Size, StatGlobal and Forecast 2018-2025” with 108 pages and in-depth ...


    Mortgage rejections soar 400% as credit crunch bites  MacroBusiness

    By Martin North, Principal Analyst at Digital Finance Analytics: The latest data from our surveys indicates that around 40% of loan applications for mortgages ...


    What It Takes to Refinance a Jumbo Loan  NerdWallet

    Refinancing a jumbo loan, a mortgage over $484350, in most cases, and up to $726525 and even higher in some high-cost areas, can result in big savings and ...


    Cash-Out Refinance Calculator  NerdWallet

    A cash-out refinance can be a great financing option depending on your use of the cash and your financial profile. This calculator will help you determine how ...


    U.S. import prices fall; year-on-year drop largest since 2016  Reuters

    U.S. import prices fell for a second straight month in December as the cost of petroleum products tumbled and a strong dollar curbed prices of other goods, ...


    5 Tips for Finding the Best Refinance Mortgage Lenders  NerdWallet

    Finding the best mortgage refinance lender for your situation requires knowing your credit score, shopping more than one lender, negotiating lender fees, ...


    Refinance rates dip for Friday  Bankrate.com

    Multiple closely watched refinance rates were down today. See what that means for you if you're in the market for a mortgage.


    Refinance rates move lower for Saturday  Bankrate.com

    Multiple benchmark refinance rates trended down today. If you're shopping for a refinance, see what that means for you.


    Mortgage rates forecast for 2019: Experts agree that rates will rise | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

    2019 mortgage rates forecast: What do the experts say we can expect in terms of real estate financing costs?


    More than 2 million homeowners just missed their chance to save money by refinancing  CNBC

    Sometimes procrastination can cost you a lot of money. Mortgage rates are nearly a full percentage point higher than they were at the start of this year.


    Refinance rates decline for Thursday  Bankrate.com

    Multiple benchmark refinance rates receded today. See what that means for your chances of getting a better mortgage rate.


    Sandy Spring Bancorp Inc (SASR) Q4 2018 Earnings Conference Call Transcript  Motley Fool

    SASR earnings call for the period ending December 31, 2018.


    U.S. mortgage industry faces job losses as refinancing dries up  Reuters

    NEW YORK (Reuters) - With mortgage applications falling to their lowest since late-2014, the U.S. home lending industry is facing a major overhaul in how it ...


  • home | site map
    © 2006 TIGER MEDIA