The Zero Down 80/20 Mortgage

The 30-year fixed mortgage rate recently reached its lowest levels since September 2017.

Mortgage rates are near historic lows, but maybe you've heard that nagging voice, the one which says “wait just a little longer. Rates can drop lower.

Several closely watched refinance rates cruised higher today. See what that means for your refinance chances.

Your mortgage can cost a lot of money over time. Here's how it might just cost a little less....BAC.

Mortgage interest rates surged last week to their highest level in a month, and consequently homebuyers turned on their heels.

Several benchmark refinance rates cruised higher today. If you're shopping for a mortgage, see what that means for you.

Mortgage rates have fallen so much lately that millions of homeowners might benefit by refinancing — even if they bought a home in 2018.

Considering a mortgage refinance to consolidate debt? Before you do, read our guide to make sure you understand how it works along with the pros and cons.

Several key refinance rates trended down today. See what that means for you if you're in the market for a mortgage.

Refinance rates were mixed, but one key rate slid lower. If you're shopping for a mortgage, see how your payments might be affected.

Refinance rates were mixed, but one key rate ticked downward. If you're shopping for a mortgage, see how your payments might be affected.

Mortgage rates have been on a roller coaster for the last year, but now they're sitting at the bottom of the track, and that is giving a major boost to the number of ...

Mortgage rates may be rising but there's still room to refinance your home loan. Use these six ways to get the best deal on your first mortgage refinance.

Refinance rates were mixed, but one key rate decreased. If you're shopping for a refinance, see what that means for you.

Money expert Clark Howard has a simple rule for when to refinance your mortgage. See if it applies to you and how you can hit a "grand slam" if you do it.

Average mortgage rates rose again on Friday, as we predicted. However, for the second day running, the increase was sharper than we expected. So those ...

Interest rates are near historic lows, and one particular VA loan refinance option that is easy to qualify for can enable homeowners to save thousands on their ...

Mortgage rates may be rising but there's still room to refinance your home loan. You might have heard much said about the constant rise of interest rates over the ...

Home refinance rates are low. This is a statement which is both true and does not adequately describe the current mortgage situation. Mortgage rates in the 3% ...

Home prices are high but there's hope for home buyers. Falling rates should make homeownership more affordable as the Fed seeks to cut rates in 2019.

Dear Liz: We're planning to refinance our mortgage and are concerned about generating multiple credit inquiries which would lower our excellent credit scores.

Mortgage borrowers who shopped around last week could've saved $47073 on the life of a $300000 loan, according to LendingTree's Mortgage Rate ...

Refinance rates were mixed, but one key rate slid lower. See what that means for your chances of scoring a killer refi rate.

Several benchmark mortgage rates cruised higher today. If you're in the market for a mortgage, see how your payments might be affected.

Mortgage application volume was 40% higher than a year ago, largely because lower rates are strengthening the refinance market.

Mortgage rates were caught in a tug of war this week as economic news pushed them up and then pulled them down, leaving them back where they started.

Average mortgage rates held steady yesterday, as we predicted. That was a relief after four days of rises, the last two of which were fairly sharp. Of course, they ...

Are you leaving money on the table when it comes to your home mortgage payments? If you are one of 5.9 million, homeowners who could lower interest rates ...

Mortgage rates are nearing historic lows again in the United States, making it an ideal time to buy a home - or refinance.

Following the Great Recession, mortgage rates plunged to historic lows in 2012. This presented a perfect opportunity to refinance and capture the savings.

Mortgage rates held steady as FED Chair Powell offset the effects of the previous week's NFP numbers on Treasury yields…

Multiple closely watched refinance rates sunk lower today. Average rates nationwide for 30-year fixed and 15-year fixed refinances both declined. Meanwhile ...

The usual reasons to refinance a home mortgage loan are to reduce the monthly payment or to raise cash. The third option, which is underappreciated, is to ...

Mortgage rates hit their lowest levels since November 2016 on the heels of the Federal Reserve meeting last week. According to the latest data released ...

Amazingly, mortgage rates are once again at historical low levels. Last year the average rate on a 30-year mortgage was 4.54 percent. Now rates have dropped ...

Average mortgage rates rose yesterday, as we predicted. However, the increase was sharper than we expected. It wasn't huge (equal-third biggest movement ...

Multiple benchmark mortgage rates climbed today. If you're shopping for a mortgage, see how your payments might be affected.

Mortgage applications fell 1.1% from last week, according to data from the Mortgage Bankers Association's Weekly Mortgage Applications Survey for the week ...

The first half of 2019 bore promising gifts to eager homebuyers, namely low mortgage rates and slowing home price growth. This comes, however, amid a ...

Last week, Freddie Mac's fixed mortgage rate fell to its lowest level in three years, bumping the pool of refinance candidates up significantly. At the end of June, ...

Guild Mortgage recently launched a new mortgage option in partnership with Airbnb that considers short-term rental income from Airbnb as an acceptable ...

Will mortgage rates rise or fall after the Fed meeting in July. Most experts think the Fed will cut bank rates and that mortgage rates will also be reduced. But what ...

Average rates are around 3.82% nationally for 30-year-fixed mortgages, after peaking near 5% in November.

Mortgage rates showed little change heading into the Federal Reserve meeting. But now that the central bank has revised its stance, they could be headed ...

Multiple key refinance rates decreased today. If you're shopping for a home loan, see what that means for you.

Multiple benchmark refinance rates receded today. If you're shopping for a home loan, see how your payments might be affected.

Mortgage rates were back on the slide following the previous week's 1st rise in 7-weeks. In the week ending 27th June, 30-year fixed rates fell by 11 basis points ...

Multiple closely watched mortgage rates trended upward today. If you haven't locked yet, see how your future home loan payments could be affected.

Mortgage rates were mixed today, but one key rate was down. The average for a 30-year fixed-rate mortgage ticked downwards, but the average rate on a ...

Mortgage rates diverged today, but one key rate fell. See what that means for you if you're in the market for a mortgage.

Millennials flooded the mortgage market to refinance on lower rates, but the industry couldn't manage activity as quickly, according to Ellie Mae.

Refinance rates were mixed, but one key rate cruised higher. See what that means for you if you're in the market for a mortgage.

Fewer people were finding their way into loan originator offices for the week ending July 12, according to data from the Mortgage Bankers Association (MBA).

If you've ever wished your mortgage payments were lower, or that you had a little more money to do repairs or go on vacation (and really, who hasn't?)

Mortgage application activity retreated again during the week ended July 12, although refinancing remained strong. The Mortgage Bankers Association (MBA) ...

A no closing cost mortgage reduces out of pocket payments at loan signing but can cost you thousands of dollars if this is your forever home.

A massive wave of homeowners now has an incentive to refinance their mortgages and they could find the process faster than it's been in recent memory thanks ...

Multiple closely watched mortgage rates notched higher today. See what that means for you if you're in the market for a mortgage.

Mortgage applications fell by 1.1% on a seasonally-adjusted basis for the week ending July 12, 2019, according to data from the Mortgage Bankers ...

Refinancing can lower monthly payments, but it can also provide easy money for homeowners with high levels of home equity.

Banks led by HSBC are cutting the money back offers on mortgage refinancing as lenders look to restore their profit margin amid fierce competition.

Is it really possible that we'll see 2% mortgage rates in the next year or so? No doubt some folks laughed when we suggested earlier this year that mortgage ...

Mortgage applications were down 3.4% from the previous week, but still up 31.6% from a year earlier, according to the Mortgage Bankers Association.

Mortgage rates are low as of this writing, really low, but can they go lower? Lower rates would be great for borrowers and yes, that could happen.

Fannie Mae increased its mortgage origination forecast as lower interest rates, driven by economic uncertainty, will lead to more refinance activity, but other ...

Mortgage application volume fell for a third straight week during the week ended July 12, as the average rate for a 30-year fixed rate mortgage increased to ...

30-year fixed mortgage rates rose for the 1st time in 7-weeks. The latest FOMC projections and rising geopolitical risk could reverse that with interest…

Average mortgage rates reversed direction during Friday and ended up lower — though only by the smallest measurable amount. So they remain adjacent to ...

Student loan refinancing isn't a scam. To help you decide whether refinancing is a good option for you, we're addressing four common misconceptions.

Guild Mortgage has partnered with Airbnb to launch a refinance program for property owners who host guests through the Airbnb platform. The program allows ...

So you want to borrow some money and you're not sure about the right type of loan. Should you get a personal loan, home equity loan, or opt for a cash-out ...

Owing to markets being closed for the Independence Day holiday, this report will not appear tomorrow. As predicted, average mortgage rates fell a little ...

Multiple benchmark mortgage rates trended down today. See how that could affect your home loan payments.

The first half of 2019 surprised housing markets across the country: Mortgage rates fell. That's the opposite of what the experts had predicted at the beginning of ...

Mortgage loan rates rose last week as yields on U.S. Treasuries rose following Fed chair Jerome Powell's comments on cutting the federal funds rate.

A surge in government-guaranteed mortgage refinancings is underway, bucking the decline in the broader market since early June.

Some data around home sales disappointed, but mortgage rates continue to fall. All that and more on the way in Market Update!

Marcus & Millichap Capital Corp. (MMCC) arranged a total of $4,280,000 in refinancing for 29 single-family rental properties in the southern New Jersey area.

Multiple key mortgage rates receded today. If you haven't locked yet, see how your future mortgage payments could be affected.

The Federal Open Market Committee (FOMC) meeting ended Wednesday with a no-hike decision, but that didn't dissuade markets from believing a July rate cut ...

A Long Island man who pleaded guilty to felony charges in the collapse of a $1-billion-a-year mortgage lender is scheduled to be sentenced in federal court ...

Average mortgage rates moved lower yesterday, as we predicted. The fall was tiny but it was enough to match last Thursday's level, which was the lowest in 20 ...

Average mortgage rates rose on Friday, as we predicted. But the increase was tiny. Leaving aside Thursday, that average is currently at its lowest since ...

Mortgage rates are decreasing and are projected to continue on that path. Loan officers and real estate agents in El Paso tell KTSM more people who previously ...

Mortgage rates fell to 3.84% in mid-June according to Freddie Mac, but could they go lower? A lot lower? Even the lowest they've been in 50 years? Mortgage ...

Robert Morgan has finalized a joint venture with Pennsylvania-based management firm that will result in repayment of several existing mortgages through the ...

Last week's massive dip in mortgage rates apparently pushed homeowners into action. According to new data from the Mortgage Bankers Association, ...

Average mortgage rates rose just a little yesterday, roughly in line with our prediction. Your rate may well have held but, if so, your closing costs may have edged ...

With summer in full swing and the kids out of school, it's a good time to consider a move. Homeownership lets you put down roots and avoid the high — and ...

Nearly 6 million people can now cut their mortgage payments with refinancing.

WASHINGTON — Mortgage rates were caught in a tug of war this week as economic news pushed them up and then pulled them down, leaving them back ...

Mortgage rates diverged today, but one key rate trended down. If you're shopping for a home loan, see how your payments might be affected.

More people are pursuing refinances as mortgage rates have dropped.

Mortgage insurance often gets a bad rap. But according to new data, it actually helped more than 1 million Americans either purchase a home or refinance their ...

Homeowners scramble to refinance mortgages as rates hit the lowest level in 17 months. But mortgage applications for home purchase rose just 0.5%.

Traditionally, big U.S. banks' earnings have been driven largely by activity on Wall Street, including M&A, bond and stock trading volume, and IPOs. However ...

When Alison's marriage broke down when she was in her 50s, she wanted to borrow money to keep one of the houses she owned with her husband.

If you're concerned about what Wednesday's Fed decision means for your bank account, mortgage loan or credit card — as well as student debt, home equity ...

People who took out student loans can't repay them, and the economy may collapse. Maybe people could just live within their means.

A combination of lower rates and more Millennial homebuyers has resulted in a refinance closing rate that took six days longer from April to May, according to ...